What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to provide investors with updated monthly charge-off and delinquency metrics for Capital One as of and for the month ended August 31, 2023. This is a routine disclosure under Regulation FD.

Does this filing contain specific financial results or forward-looking statements?

No, this filing primarily contains monthly credit performance metrics (charge-offs and delinquencies). It does not include detailed financial results, guidance, or forward-looking statements. The specific numbers for charge-offs and delinquencies would be found in the furnished Exhibit 99.1.

Are the metrics provided in this report legally binding or considered 'filed'?

No, the information furnished under Item 7.01, including the monthly metrics, is not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. It is provided for informational purposes under Regulation FD.

Where can I find the actual charge-off and delinquency numbers?

The specific monthly charge-off and delinquency metrics for August 31, 2023, are detailed in Exhibit 99.1, which is furnished as part of this 8-K filing.

CAPITAL ONE FINANCIAL CORP 8-K: Regulation FD

Summary

Capital One Financial Corporation (COF) filed an 8-K on September 14, 2023, to furnish its Monthly Charge-Off and Delinquency Metrics for the month ended August 31, 2023. This filing provides investors with an update on key credit performance indicators, which are crucial for assessing the company's asset quality and potential risk exposure. While not legally "filed" under Section 18 of the Exchange Act, this information is provided under Regulation FD to ensure broad and simultaneous public disclosure.

Key Highlights

1Filing date: September 14, 2023.
2Event date: September 13, 2023.
3Furnishes monthly charge-off and delinquency metrics for the period ending August 31, 2023.
4Information provided under Regulation FD Disclosure (Item 7.01).
5Includes Exhibit 99.1: Monthly Charge-Off and Delinquency Metrics.
6Data is furnished and not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934.
7Exhibit 104: Cover page formatted in Inline XBRL.

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Sep 15, 2023)

Summary

Key Highlights

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