8-KMaterial AgreementsFinancial EventsExhibits & Filings

COPART INC 8-K Report, Material Agreement (Oct 4, 2011)

Filed October 4, 2011For Securities:CPRT

Summary

Copart, Inc. (CPRT) has filed an 8-K report on October 4, 2011, detailing an amendment to its existing Credit Facility with Bank of America, N.A. The primary focus of this amendment is the expansion of the Term Loan Facility, increasing its total availability from $400.0 million to $500.0 million. This move suggests Copart is securing additional capital, potentially to support its ongoing operations, expansion initiatives, or other strategic objectives. Furthermore, the amendment adjusts the quarterly principal repayment schedule and includes minor, non-material changes to financial covenant calculations. Copart has also implemented an interest rate swap agreement to mitigate interest rate risk by fixing the rate on 75% of the Term Loan Facility at 90 basis points over the Eurocurrency Rate. This action demonstrates a proactive approach to managing financial leverage and interest expenses.

Key Highlights

  • 1Copart amended its Credit Facility with Bank of America, N.A. on September 29, 2011.
  • 2The Term Loan Facility was increased from $400.0 million to $500.0 million, providing an additional $100.0 million in borrowing capacity.
  • 3Quarterly principal payments under the Term Loan Facility were adjusted to $18.75 million.
  • 4Non-material changes were made to the calculation of financial covenants.
  • 5Copart entered into an interest rate swap agreement to fix the interest rate on 75% of the Term Loan Facility.
  • 6The swap agreement fixes the rate at 90 basis points over the Eurocurrency Rate, with the Eurocurrency Rate currently at 1.5% for Copart.
  • 7Copart incurred an upfront fee of $312,500 for the amendment.

Frequently Asked Questions

The primary purpose of the amendment is to increase the size of Copart's Term Loan Facility by $100.0 million, bringing the total available amount to $500.0 million. This provides the company with greater financial flexibility and access to capital.

The amendment modifies the quarterly principal repayment schedule for the Term Loan Facility to $18.75 million per quarter. While the overall maturity date remains December 14, 2015, this adjustment impacts the timing of principal reduction.

The interest rate swap agreement allows Copart to convert its variable interest rate on 75% of the Term Loan Facility to a fixed rate. This strategy helps the company manage its interest expense and protect against potential increases in floating interest rates, providing more predictability in its financing costs.

Copart incurred an upfront fee of $312,500 in connection with entering into this amendment.