10-QPeriod: Q3 FY2010

HORTON D R INC /DE/ Quarterly Report for Q3 Ended Jun 30, 2010

Filed August 3, 2010For Securities:DHI

Summary

D.R. Horton, Inc. (DHI) reported a return to profitability for the nine months ended June 30, 2010, with net income of $253.9 million, a significant improvement from a net loss of $314.9 million in the prior year period. This turnaround was driven by a substantial increase in home closings and revenues, up 40% and 31% respectively, coupled with improved home sales gross margins. The company benefited from a more favorable housing market, including increased affordability, lower mortgage rates, and government stimulus programs like the homebuyer tax credit, although demand weakened considerably after the credit's expiration. The company also experienced a significant decrease in inventory impairments and land option cost write-offs, falling to $33.9 million from $215.2 million year-over-year, reflecting a stabilization and improvement in market conditions. The homebuilding segment reported pre-tax income of $84.6 million, a dramatic recovery from a pre-tax loss of $315.1 million. The financial services segment also contributed positively, shifting from a pre-tax loss to an income of $16.6 million. Despite these positive trends, the company faces ongoing uncertainty due to the weak economy, potential interest rate hikes, and tightening credit markets.

Financial Statements
Beta
Revenue$1.41B
Gross Profit$206.80M
Interest Expense$19.60M
Net Income$50.50M
EPS (Basic)$0.16
EPS (Diluted)$0.16
Shares Outstanding (Basic)318.20M
Shares Outstanding (Diluted)319.10M

Key Highlights

  • 1Returned to profitability with $253.9 million in net income for the nine months ended June 30, 2010, a stark contrast to a $314.9 million loss in the prior year.
  • 2Homebuilding revenues increased by 31% year-over-year to $3.4 billion, driven by a 40% increase in homes closed.
  • 3Home sales gross margins improved significantly, increasing by 400 basis points to 17.4% for the nine-month period.
  • 4Inventory impairments and land option cost write-offs decreased substantially to $33.9 million from $215.2 million year-over-year.
  • 5The company maintained a strong liquidity position with $1.7 billion in homebuilding cash and marketable securities as of June 30, 2010.
  • 6The financial services segment turned profitable, reporting $16.6 million in pre-tax income compared to a $12.6 million loss in the prior year.
  • 7Despite recent demand softening after the homebuyer tax credit expiration, the company ended the period with a strong cash balance and reduced debt levels.

Frequently Asked Questions

D.R. Horton reported a significant turnaround, achieving a net income of $253.9 million for the nine months ended June 30, 2010, compared to a net loss of $314.9 million in the same period of the prior year. This was driven by a 31% increase in homebuilding revenues to $3.4 billion, a 40% rise in homes closed, and an improvement in home sales gross margins to 17.4%.

The company benefited from improved housing market conditions, including increased affordability, lower mortgage rates, and government stimulus programs like the homebuyer tax credit. This led to higher home closings and revenues. However, demand weakened considerably after the expiration of the federal tax credit, creating uncertainty about future sales volumes.

D.R. Horton maintained a strong liquidity position, with $1.7 billion in homebuilding cash and marketable securities as of June 30, 2010. The company also reduced its homebuilding debt, leading to a lower net homebuilding debt to total capital ratio. The financial services segment also turned profitable, contributing positively to the overall financial health.

Key challenges include ongoing economic weakness, the potential for rising interest rates, tightening credit markets, uncertainty surrounding government housing programs, and above-historical-level sales order cancellation rates. The company also faces risks associated with inventory management, supply chain issues, and potential future increases in warranty and litigation claims.