10-QPeriod: Q2 FY2026

EQUIFAX INC Quarterly Report for Q2 Ended Jun 30, 2026

Filed July 21, 2026For Securities:EFX

Summary

Equifax Inc. reported a solid financial performance for the second quarter and the first half of 2026. Total operating revenue increased by 11% to $1.7 billion for the quarter and by 12% to $3.3 billion for the six-month period, driven by strong growth across all segments, particularly U.S. Information Solutions (USIS) and Workforce Solutions. Net income attributable to Equifax showed a slight decrease of 4% to $183.9 million ($1.54 per diluted share) for the quarter, primarily due to increased litigation expenses related to a legal settlement and higher interest expenses. However, for the six-month period, net income attributable to Equifax increased by 10% to $355.4 million ($2.96 per diluted share), reflecting overall revenue growth outpacing expense increases. The company's balance sheet remains robust, with total assets growing to $11.98 billion. While total liabilities increased, the company maintains a strong liquidity position with $170.1 million in cash and cash equivalents and $0.6 billion available under its revolving credit facility. The company also continued its commitment to returning capital to shareholders through dividends and share repurchases, demonstrating financial discipline and confidence in its future prospects.

Key Highlights

  • 1Total operating revenue increased by 11% to $1.7 billion in Q2 2026 and by 12% to $3.3 billion in H1 2026.
  • 2U.S. Information Solutions (USIS) and Workforce Solutions segments showed significant revenue growth of 17% and 7% respectively for the quarter.
  • 3Net income attributable to Equifax for Q2 2026 was $183.9 million, a 4% decrease, impacted by higher litigation and interest expenses.
  • 4Diluted EPS for Q2 2026 was $1.54, a slight increase from $1.53 in the prior year.
  • 5For the first six months of 2026, Net income attributable to Equifax increased by 10% to $355.4 million, and Diluted EPS rose to $2.96 from $2.59.
  • 6The company actively repurchased shares, with approximately $1.5 billion available under its share repurchase authorization as of June 30, 2026.
  • 7Equifax strengthened its financial flexibility by increasing its revolving credit facility to $2.0 billion.

Frequently Asked Questions

Equifax reported strong revenue growth. For the three months ended June 30, 2026, operating revenue increased by 11% to $1.7 billion compared to the same period in 2025. For the six months ended June 30, 2026, operating revenue grew by 12% to $3.3 billion.

For the three months ended June 30, 2026, net income attributable to Equifax decreased slightly by 4% to $183.9 million, with diluted EPS at $1.54. This was primarily due to higher litigation expenses related to a legal settlement and increased interest expense. However, for the six-month period, net income attributable to Equifax increased by 10% to $355.4 million, and diluted EPS rose to $2.96, reflecting overall revenue growth.

Equifax maintains a strong liquidity position. As of June 30, 2026, the company had $170.1 million in cash and cash equivalents and $0.6 billion available under its $2.0 billion revolving credit facility. Total assets stood at $11.98 billion.

Yes, Equifax continues to return capital to shareholders. The company increased its quarterly cash dividend to $0.56 per share and actively repurchased shares under its $3 billion authorization. As of June 30, 2026, approximately $1.5 billion remained available for future share repurchases.