8-KMaterial AgreementsFinancial EventsExhibits & Filings

EDISON INTERNATIONAL 8-K Report, Material Agreement (Dec 23, 2025)

Filed December 23, 2025For Securities:EIX

Summary

Edison International (EIX) has entered into a $900 million Term Loan Credit Agreement with an maturity date of December 22, 2026. The proceeds from this loan are intended for general corporate and working capital purposes, which may include debt repayment. The loan carries an interest rate tied to adjusted term SOFR or a base rate, with associated margins. A key financial covenant requires Edison International to maintain a consolidated total recourse indebtedness to consolidated capital ratio not exceeding 0.70 to 1.0 at the end of each quarter. This new financing provides EIX with immediate liquidity and flexibility, particularly given the potential for using proceeds to manage existing debt obligations. Investors should note the short-term nature of this loan, maturing within a year, and monitor the company's ability to adhere to the specified leverage ratio covenant. The agreement also highlights existing and potential future relationships with the participating lenders, who are already involved in EIX's existing revolving credit facilities.

Key Highlights

  • 1Edison International secured a $900 million term loan maturing on December 22, 2026.
  • 2Proceeds are designated for general corporate and working capital purposes, including potential debt repayment.
  • 3The term loan offers prepayment flexibility without premium or penalty.
  • 4Interest rate is based on adjusted term SOFR plus a 1.25% margin or a base rate plus a 0.25% margin.
  • 5A significant financial covenant requires a consolidated total recourse indebtedness to consolidated capital ratio not to exceed 0.70 to 1.0 quarterly.
  • 6Lenders in this agreement are also existing lenders for EIX's revolving credit facilities.

Frequently Asked Questions

The primary purpose of the term loan is to provide Edison International with funds for general corporate and working capital needs. This may also include the repayment of existing debt, offering the company flexibility in managing its financial obligations.

The term loan bears interest at either an adjusted term SOFR plus a margin of 1.25%, or a base rate plus a margin of 0.25%. This provides a degree of flexibility depending on market conditions.

The most significant financial covenant requires Edison International to maintain a ratio of consolidated total recourse indebtedness to consolidated capital at or below 0.70 to 1.0 at the end of each fiscal quarter.

No, the Term Loan Agreement explicitly states that the loan may be prepaid in whole or in part at any time without incurring any premium or penalty.