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10-QPeriod: Q1 FY2025

Elevance Health, Inc. Quarterly Report for Q1 Ended Mar 31, 2025

Filed April 22, 2025For Securities:ELV

Summary

Elevance Health, Inc. (ELV) reported its first-quarter 2025 financial results, demonstrating robust top-line growth driven by premium rate increases and membership gains in key segments like Medicare Advantage and Individual ACA. Total operating revenue increased by 15.4% year-over-year to $48.8 billion, while net income saw a slight decrease of 2.9% to $2.18 billion. This dip in net income was influenced by increased benefit expenses reflecting higher medical cost trends, and a rise in net losses on financial instruments. Despite these pressures, the company maintained its competitive position with a solid operating gain and a slight increase in diluted earnings per share to $9.61. The company continues to execute its strategic growth initiatives, including key acquisitions in the long-term care and home and community-based services sectors, reinforcing its diversified healthcare offerings.

Financial Statements
Beta

Key Highlights

  • 1Total operating revenue grew 15.4% to $48.8 billion, driven by premium rate increases and membership growth in Medicare Advantage and Individual ACA.
  • 2Net income decreased by 2.9% to $2.18 billion, primarily due to increased benefit expenses from higher medical cost trends and higher net losses on financial instruments.
  • 3Diluted earnings per share (EPS) increased slightly to $9.61, up 0.2% year-over-year, supported by a reduction in diluted shares outstanding.
  • 4The Health Benefits segment experienced a 3.1% decrease in operating gain, primarily due to Medicaid rates being insufficient to cover medical cost trends.
  • 5CarelonRx and Carelon Services segments showed strong operating gain growth of 15.1% and 69.3%, respectively, driven by increased prescription volume and strategic acquisitions.
  • 6Medical membership saw a slight overall decline of 0.5%, mainly from Medicaid attrition, but was partially offset by growth in Medicare Advantage and Individual ACA.
  • 7The company completed several strategic acquisitions, including Centers Plan for Healthy Living LLC and CareBridge, enhancing its long-term care and home-based services capabilities.

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