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10-QPeriod: Q3 FY2008

FORD MOTOR CO Quarterly Report for Q3 Ended Sep 30, 2008

Filed November 7, 2008For Securities:FF-PCF-PDF-PB

Summary

Ford Motor Company reported a net loss of $129 million for the third quarter of 2008, a significant improvement from the $380 million loss in the same period of 2007. This improvement was largely driven by a substantial curtailment gain related to the retiree health care settlement agreement and the non-recurrence of a large loss from the conversion of trust preferred securities. However, the company's Automotive sector experienced a pre-tax loss of $699 million, primarily due to unfavorable volume and mix, particularly in North America, and higher personnel-related costs. The Financial Services sector, primarily Ford Credit, saw a significant decline in pre-tax income to $159 million from $556 million in the prior year. This was impacted by a higher provision for credit losses and the non-recurrence of derivative-related gains. Despite the challenges, Ford highlighted its commitment to restructuring and product development, aiming for $14 billion to $17 billion in Automotive gross cash improvements through cost reductions and capital spending adjustments. The company's liquidity remains a key focus amidst ongoing global credit market turmoil.

Key Highlights

  • 1Reported a net loss of $129 million for Q3 2008, an improvement from a $380 million loss in Q3 2007.
  • 2Automotive sector reported a pre-tax loss of $699 million, impacted by unfavorable volume/mix and personnel costs.
  • 3Financial Services sector pre-tax income decreased to $159 million from $556 million due to higher credit loss provisions and non-recurrence of derivative gains.
  • 4Significant retiree health care curtailment gain ($2.5 billion) contributed to the improved net income.
  • 5Company is implementing cost reduction actions expected to generate $14-$17 billion in Automotive gross cash improvements.
  • 6Automotive sector gross cash declined to $18.9 billion, while debt remained significant at $26.1 billion, resulting in negative net cash.
  • 7Ford Credit's managed leverage ratio was 9.6:1, with a continued focus on liquidity amidst market volatility.

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