8-KOther Events

FIRST CITIZENS BANCSHARES INC /DE/ 8-K Report (Oct 28, 2003)

Filed October 28, 2003For Securities:FCNCAFCNCPFCNCBFCNCOFCNCN

Summary

First Citizens BancShares, Inc. (FCNCA) filed an 8-K report on October 28, 2003, announcing its financial results for the quarter ended September 30, 2003. The report's primary purpose was to furnish a press release containing these operational results, which is included as an exhibit. Investors should note that this filing primarily serves as a notification of the release of quarterly earnings. The press release itself, incorporated by reference, would contain the specific financial figures and management commentary. The report also includes standard forward-looking statement disclosures, cautioning that actual results may differ from projections due to various risks and uncertainties inherent in the banking industry and general economic conditions.

Key Highlights

  • 1Filing announces Q3 2003 earnings results for First Citizens BancShares, Inc. (FCNCA).
  • 2The press release containing the Q3 2003 financial results is attached as Exhibit 99.
  • 3Report date is October 28, 2003, with the earliest event reported being October 27, 2003.
  • 4The filing is made under Regulation FD Disclosure, indicating public dissemination of material information.
  • 5Includes standard disclosures regarding forward-looking statements and associated risks.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly announce and provide access to First Citizens BancShares, Inc.'s financial results for the quarter ended September 30, 2003, through an attached press release.

The actual financial numbers and details of the Q3 2003 operations are contained within the press release dated October 27, 2003, which is attached as Exhibit 99 to this 8-K filing and incorporated by reference.

Forward-looking statements are statements about future events or expectations that are not based on historical fact. They are included to inform investors about management's current views and beliefs about the company's future prospects. However, the report also includes a disclaimer that actual results could differ materially due to various risks and uncertainties.