8-KRegulation FDExhibits & Filings

FIRST CITIZENS BANCSHARES INC /DE/ 8-K Report, Regulation FD Disclosure (Oct 25, 2004)

Filed October 25, 2004For Securities:FCNCAFCNCPFCNCBFCNCOFCNCN

Summary

This Form 8-K filing by First Citizens BancShares, Inc. (FCNCA) on October 25, 2004, primarily serves to announce the company's financial results for the three and nine months ended September 30, 2004. Investors can find detailed operational and financial performance information within the press release attached as Exhibit 99 to this filing. The filing also includes standard disclosures regarding forward-looking statements, emphasizing that actual results may differ from projections due to various risks and uncertainties, such as interest rate fluctuations, regulatory actions, and general economic conditions. Investors should review the press release for specific financial metrics and management's commentary on the company's performance and outlook.

Key Highlights

  • 1Filing date: October 25, 2004.
  • 2Company: First Citizens BancShares, Inc. (FCNCA).
  • 3Purpose: Announce results of operations for the three and nine months ended September 30, 2004.
  • 4Key Document: Press release dated October 25, 2004, attached as Exhibit 99.
  • 5Disclosure Type: Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure).
  • 6Forward-Looking Statements: The report includes standard cautionary language regarding potential risks and uncertainties affecting future results.
  • 7Incorporation by Reference: The press release is incorporated by reference into the report.

Frequently Asked Questions

The main purpose of this Form 8-K filing is to announce First Citizens BancShares, Inc.'s financial results for the three and nine months ended September 30, 2004, as detailed in a press release.

The detailed financial results are provided in the press release dated October 25, 2004, which is attached as Exhibit 99 to this Form 8-K filing and is incorporated by reference.

The forward-looking statements disclosure mentions risks such as changes in customer or vendor financial conditions, interest rate fluctuations, government regulatory actions, availability of capital and personnel, and general economic conditions that could impact actual results.

The financial results reported are for the three and nine months ended September 30, 2004.