8-KEarnings & ResultsRegulation FDExhibits & Filings

FIRST CITIZENS BANCSHARES INC /DE/ 8-K Report, Financial Results (Apr 25, 2005)

Filed April 25, 2005For Securities:FCNCAFCNCPFCNCBFCNCOFCNCN

Summary

First Citizens BancShares, Inc. (FCNCA) filed a Form 8-K on April 25, 2005, to report its financial results for the three-month period ending March 31, 2005. The filing primarily serves to disclose these operational results and financial condition, as per Item 2.02 and Item 7.01 of the 8-K form, incorporating by reference a press release issued on the same date. Investors should note that this filing provides an update on the company's performance in the first quarter of 2005. While the specific details of the financial results are contained within the referenced press release (Exhibit 99), the 8-K itself acts as the official mechanism for this disclosure to the public and the SEC. The filing also includes standard cautionary language regarding forward-looking statements, highlighting potential risks and uncertainties that could impact future results.

Key Highlights

  • 1Filing of a Form 8-K on April 25, 2005, by First Citizens BancShares, Inc. (FCNCA).
  • 2Reporting of financial results for the three-month period ended March 31, 2005 (Q1 2005).
  • 3Inclusion of Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure).
  • 4Incorporation by reference of a press release dated April 25, 2005 (Exhibit 99) containing the detailed financial results.
  • 5Standard cautionary disclosures regarding forward-looking statements are included.
  • 6The filing serves as an official public disclosure of the company's quarterly performance.

Frequently Asked Questions

The main purpose of this Form 8-K filing by First Citizens BancShares, Inc. on April 25, 2005, is to officially report its financial results for the first quarter of 2005, ending March 31, 2005, to the SEC and the public.

The specific financial details for the three-month period ended March 31, 2005, are contained within the press release dated April 25, 2005, which is attached as Exhibit 99 to this Form 8-K filing and incorporated by reference.

This section is a standard legal disclosure that warns investors that statements about future events or expectations may not turn out to be accurate. It highlights that actual results could differ materially due to various risks and uncertainties, including but not limited to customer financial success, interest rate fluctuations, regulatory actions, capital availability, and general economic conditions.