8-KEarnings & ResultsRegulation FDExhibits & Filings

FIRST CITIZENS BANCSHARES INC /DE/ 8-K Report, Financial Results (Jan 23, 2006)

Filed January 23, 2006For Securities:FCNCAFCNCPFCNCBFCNCOFCNCN

Summary

First Citizens BancShares, Inc. (FCNCA) filed a Form 8-K on January 23, 2006, to disclose its financial results for the three-month and twelve-month periods ended December 31, 2005. This report primarily serves to furnish the market with key performance indicators and financial condition updates, as detailed in an accompanying press release. While the filing itself does not contain the specific financial data, it directs investors to the press release (Exhibit 99) for comprehensive details on the company's performance. The report also includes standard cautionary language regarding forward-looking statements, highlighting the inherent risks and uncertainties that could impact future results, such as interest rate fluctuations, regulatory actions, and general economic conditions.

Key Highlights

  • 1Filing date: January 23, 2006.
  • 2Purpose of the filing: To report results of operations and financial condition for the periods ended December 31, 2005.
  • 3Key information source: A press release dated January 23, 2006, attached as Exhibit 99.
  • 4Regulation FD Disclosure is noted, indicating the information is being broadly disseminated.
  • 5The filing includes disclosures about forward-looking statements and associated risks.
  • 6The company's principal executive offices are located in Raleigh, North Carolina.

Frequently Asked Questions

The specific financial results are detailed in the press release dated January 23, 2006, which is attached as Exhibit 99 to this Form 8-K filing and incorporated by reference.

This 8-K filing is primarily to announce and provide access to First Citizens BancShares' results of operations and financial condition for the three-month and twelve-month periods ended December 31, 2005, in compliance with SEC regulations.

The disclaimer warns investors that statements about future performance are subject to various risks and uncertainties, and actual results may differ materially from those projected. It lists potential factors like interest rate changes, regulatory actions, and economic conditions that could affect the company's future.