8-KEarnings & ResultsRegulation FD

FIRST CITIZENS BANCSHARES INC /DE/ 8-K Report, Financial Results (Jul 28, 2008)

Filed July 28, 2008For Securities:FCNCAFCNCPFCNCBFCNCOFCNCN

Summary

This 8-K filing from First Citizens BancShares, Inc. (FCNCA) dated July 28, 2008, primarily serves to announce the company's financial results for the six-month period ending June 30, 2008. The filing incorporates by reference a press release issued on the same date, which contains the detailed operational and financial performance information for the period. Investors should refer to this attached press release for a comprehensive understanding of the company's performance and financial condition as of and for the six months ended June 30, 2008. The report also includes standard disclosures about forward-looking statements, highlighting the inherent risks and uncertainties associated with such projections. The company cautions that actual results may differ materially from expectations due to various factors, including economic conditions, regulatory actions, and changes in customer or vendor success.

Key Highlights

  • 1Filing announces financial results for the six-month period ended June 30, 2008.
  • 2Results are detailed in a press release attached as Exhibit 99 to the 8-K.
  • 3The filing is made pursuant to Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure).
  • 4Incorporates by reference the press release dated July 28, 2008.
  • 5Includes standard cautionary language regarding forward-looking statements.
  • 6Management's forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially.

Frequently Asked Questions

The primary purpose of this 8-K filing is to publicly disclose First Citizens BancShares, Inc.'s results of operations and financial condition for the six-month period ended June 30, 2008. This information is presented via an attached press release.

The detailed financial results for the six-month period ended June 30, 2008, are contained in the press release issued by First Citizens BancShares, Inc. on July 28, 2008, which is included as Exhibit 99 to this 8-K filing.

The company's forward-looking statements may be affected by various risks and uncertainties. These include, but are not limited to, the financial success or changing conditions of customers or vendors, fluctuations in interest rates, actions by government regulators, the availability of capital and personnel, and general economic conditions. These factors could cause actual results to differ materially from those projected.