10-QPeriod: Q3 FY2010

FAIR ISAAC CORP Quarterly Report for Q3 Ended Jun 30, 2010

Filed August 6, 2010For Securities:FICO

Summary

Fair Isaac Corporation (FICO) reported its financial results for the quarter ended June 30, 2010, demonstrating continued strength in its core business segments. The company saw robust revenue growth, driven primarily by its software and related services, reflecting the increasing demand for credit risk management and decision management solutions. Profitability also improved, with strong operating margins indicating effective cost management and operational efficiency. FICO's consistent performance suggests a positive outlook, supported by its established market position and ongoing innovation in its product offerings.

Financial Statements
Beta
Revenue$155.33M
Cost of Revenue$45.32M
Gross Profit$110.01M
R&D Expenses$19.18M
SG&A Expenses$57.08M
Operating Expenses$124.25M
Operating Income$31.08M
Interest Expense$5.46M
Net Income$17.94M
EPS (Basic)$0.40
EPS (Diluted)$0.40
Shares Outstanding (Basic)44.45M
Shares Outstanding (Diluted)44.88M

Key Highlights

  • 1Strong revenue growth in the quarter, exceeding prior year performance.
  • 2Significant contributions from the software and related services segment, indicating robust demand for FICO's core solutions.
  • 3Improved profitability and operating margins, showcasing effective cost control and operational efficiency.
  • 4Positive cash flow generation, supporting financial flexibility and potential for reinvestment or shareholder returns.
  • 5Continued investment in research and development, signaling a commitment to innovation and future growth.
  • 6Management commentary suggests confidence in the company's strategic direction and market opportunities.

Frequently Asked Questions

Revenue growth was primarily driven by strong performance in the software and related services segment, reflecting increased adoption and usage of FICO's credit risk management and decision management solutions by its clients.

The company reported improved profitability with strong operating margins, indicating effective cost management and operational efficiencies, which contributed positively to the bottom line.

While this filing does not provide specific forward-looking guidance, the strong performance and positive commentary from management suggest continued confidence in the company's ability to capitalize on market opportunities and maintain its growth trajectory.

The filing indicates that Part II, Item 1 covers Legal Proceedings and Item 1A details Risk Factors. Investors should review these sections for specific disclosures regarding potential risks and ongoing legal matters that could impact the company.