FICO SEC Filings

Fair Isaac Corporation (FICO) reported strong financial results for the quarter and nine months ended June 30, 2026. Total revenues increased by 26% year-over-year for the quarter and 27% for the nine-month period, driven significantly by a 41% surge in the Scores segment, which reached $458.9 million in the quarter. The Software segment also saw a 2% revenue increase, with Annual Recurring Revenue (ARR) growing to $815.8 million, and a healthy Dollar-Based Net Retention Rate (DBNRR) of 109%. Net income and diluted Earnings Per Share (EPS) showed robust growth, up 30% and 41% respectively for the quarter. The company's operational efficiency is highlighted by improvements in operating income, which grew by 38% for the quarter, even as interest expenses increased due to higher debt levels. Significant capital allocation was directed towards share repurchases, including a substantial Accelerated Share Repurchase (ASR) program. Financially, FICO strengthened its balance sheet with increased cash on hand. However, total debt also rose significantly to $5.6 billion, largely due to new term loans and senior note issuances to fund debt repayment and share repurchases. The company's cash flow from operations also showed a healthy increase of $222.7 million for the nine months ended June 30, 2026, indicating strong underlying business performance. FICO's strategic focus on its core analytics and scoring solutions continues to drive growth, with the Scores segment showing particularly impressive momentum.

Fair Isaac Corporation (FICO) has filed an 8-K report on July 29, 2026, to announce its financial results for the quarter ended June 30, 2026. The core of this filing is the press release, furnished as Exhibit 99.1, which contains the specific operational and financial performance details for the period. Investors should refer to this press release for comprehensive information regarding the company's revenue, profitability, and other key financial metrics. While the 8-K itself is brief and primarily serves as a notification and repository for the press release, the press release is expected to detail FICO's performance against expectations, potentially including updates on its various business segments, customer growth, and any significant strategic developments. Investors are advised to carefully review Exhibit 99.1 for a thorough understanding of FICO's financial health and outlook for the remainder of the fiscal year.

Fair Isaac Corporation (FICO) has announced a significant financial maneuver through an 8-K filing on June 8, 2026. The company entered into a First Amendment to its existing Credit Agreement, securing a $1.5 billion unsecured incremental term loan. This new loan matures on May 15, 2028, and the proceeds were immediately utilized for an accelerated share repurchase (ASR) program, underscoring a strategic decision to return capital to shareholders. The company also announced a new, broader stock repurchase program valued at up to $2.0 billion, replacing its previous authorization. This move signals FICO's confidence in its financial position and its commitment to enhancing shareholder value. The ASR for $1.5 billion is expected to be completed by September 30, 2026, with an initial delivery of shares already received. The financing for this repurchase is secured through the newly acquired term loan. Investors should note the substantial capital deployment towards share buybacks, which could positively impact earnings per share, and the increased leverage from the new debt facility.

Fair Isaac Corporation (FICO) reported strong financial performance for the quarter and six months ended March 31, 2026. Total revenues surged by 39% year-over-year for the quarter and 28% for the six-month period, driven by significant growth in the Scores segment, which saw a 60% increase in quarterly revenue. The Software segment also demonstrated growth, with its SaaS revenue component increasing and a healthy Dollar-Based Net Retention Rate of 109%. Profitability improved substantially, with operating income rising 64% and net income increasing 63% for the quarter. Diluted Earnings Per Share (EPS) also saw a significant boost, up 69% year-over-year for the quarter. The company's balance sheet strengthened, with cash and cash equivalents increasing to $219.4 million. FICO also actively managed its capital structure, issuing new senior notes and repurchasing a substantial amount of its common stock, reflecting confidence in its financial position and commitment to returning value to shareholders.

Fair Isaac Corporation (FICO) has filed an 8-K report on April 28, 2026, to disclose its financial results for the quarter ended March 31, 2026. The primary focus of this filing is the incorporation by reference of the company's earnings press release, furnished as Exhibit 99.1. Investors should review this press release for detailed financial performance, operational updates, and forward-looking statements made by FICO for the specified period. While the 8-K itself is brief, it signals that FICO has communicated its quarterly performance to the market. The press release will likely contain key metrics such as revenue, earnings per share (EPS), profitability, and any significant business developments or segment performance. Investors should pay close attention to guidance updates and management's commentary on market conditions and strategic initiatives that could impact future results.

Fair Isaac Corporation (FICO) announced on March 20, 2026, the successful closing of a $1.0 billion private offering of 6.250% Senior Notes due 2034. The primary purpose of this offering is to refinance existing debt, including the repayment of certain indebtedness under its credit agreement and the full redemption of $400 million of its 5.25% Senior Notes due 2026. A portion of the proceeds may also be used for general corporate purposes, potentially including stock repurchases. These new senior notes are unsecured obligations of FICO, with future significant domestic subsidiaries expected to provide guarantees. The notes carry a semi-annual interest payment schedule and mature in 2034. The indenture governing these notes includes covenants that restrict certain corporate actions such as asset sales, mergers, and incurring subsidiary debt, and also outlines provisions for accelerated repurchase by the company in the event of a change of control that impacts the notes' investment grade rating.

Fair Isaac Corporation (FICO) announced on March 11, 2026, the commencement of a private offering for $1.0 billion in aggregate principal amount of Senior Notes due 2034. This offering is being conducted in accordance with Rule 135(c) of the Securities Act, meaning it is not an offer to sell or a solicitation to buy securities. The company intends to strategically utilize the net proceeds to strengthen its financial position. A significant portion of the proceeds will be allocated to repaying existing debt under its credit agreement and to fully redeem its outstanding $400 million of 5.25% Senior Notes due 2026, originally issued in 2018. The remaining funds will cover associated fees, expenses, and general corporate purposes, which could include common stock repurchases. This strategic financial maneuver aims to optimize the company's debt structure and potentially enhance shareholder value.

Fair Isaac Corporation (FICO) announced on March 11, 2026, the pricing of a private offering of $1.0 billion in aggregate principal amount of Senior Notes due 2034. This offering is aimed at eligible purchasers and is being made in accordance with Rule 135(c) of the Securities Act, meaning it's an announcement of pricing and not an offer to sell securities. The primary use of the net proceeds from this debt issuance is to refinance existing debt. Specifically, FICO plans to repay outstanding balances under its Third Amended and Restated Credit Agreement, and crucially, to redeem in full its $400 million of 5.25% Senior Notes due 2026. The remaining funds will cover associated fees, expenses, and general corporate purposes, which may include common stock repurchases. This move signals a proactive approach to managing the company's capital structure and optimizing its debt maturity profile.

Fair Isaac Corporation (FICO) filed an 8-K on March 5, 2026, detailing outcomes from its March 4, 2026, Annual Meeting of Stockholders. Key among these was the approval of amendments to the Company's Restated Certificate of Incorporation. These amendments include provisions for exculpating officers as permitted by Delaware law and the elimination of a supermajority voting requirement (66-2/3%) for amending Article 6 of the charter. These changes are effective as of March 4, 2026, upon filing with the Delaware Secretary of State. In addition to the charter amendments, stockholders also re-elected all Board of Directors' nominees and ratified the appointment of Deloitte & Touche LLP as the independent registered public accounting firm for fiscal year 2026. An advisory vote on executive compensation also passed. The filing provides specific vote counts for each proposal, indicating strong stockholder support for the board's slate of directors, the auditor ratification, and the charter amendments, with a significant majority voting in favor of these measures. The approved charter amendments aim to enhance corporate governance and streamline certain decision-making processes.

Fair Isaac Corporation (FICO) reported strong revenue growth driven primarily by its Scores segment, which saw a 29% increase year-over-year, reaching $304.5 million. This growth was attributed to higher unit pricing and increased mortgage origination volumes in their business-to-business scores, as well as increased royalties from business-to-consumer scores. Total revenues for the quarter rose 16% to $512.0 million, demonstrating robust top-line performance. While the Scores segment excelled, the Software segment experienced a modest 2% revenue increase, with growth in SaaS for Platform products partially offset by a decrease in higher-margin software recognized at a point in time. Profitability also saw a significant improvement, with operating income increasing 30% to $234.0 million, largely due to the strong performance of the Scores segment. Net income grew 4% to $158.4 million, and diluted Earnings Per Share (EPS) rose 8% to $6.61. The company's financial position remains solid, with $162.0 million in cash and cash equivalents and a revolving credit facility of $1.0 billion. FICO continues its share repurchase program, demonstrating confidence and returning capital to shareholders. The company anticipates sufficient liquidity to fund its operations and upcoming debt obligations.

Fair Isaac Corporation (FICO) has filed an 8-K report on January 28, 2026, to disclose its financial results for the quarter ended December 31, 2025. The core of this filing is the press release furnished as Exhibit 99.1, which contains the detailed financial performance for the period. Investors should review this press release to understand FICO's revenue, profitability, and any forward-looking guidance provided by the company. While the 8-K itself is brief, it serves as the official notification of the release of these results. The press release will be crucial for assessing the company's operational health and its ability to meet or exceed market expectations. Key metrics such as earnings per share (EPS), revenue growth, and segment performance are expected to be detailed within the press release, offering insights into FICO's business trajectory.

Fair Isaac Corporation (FICO) reported strong financial performance for fiscal year 2025, with total revenues reaching $2.0 billion, marking a 16% increase year-over-year. This growth was primarily driven by a robust 27% increase in its Scores segment, which generated $1.2 billion in revenue. The Software segment also saw growth, with Annual Recurring Revenue (ARR) increasing by 4% to $747.3 million and a Dollar-Based Net Retention Rate (DBNRR) of 102%, indicating solid performance in its subscription-based software offerings. The company demonstrated improved profitability, with operating income rising 26% and net income increasing by 27% to $651.9 million, translating to a diluted EPS of $26.54. FICO also returned significant capital to shareholders through its stock repurchase program, repurchasing approximately $1.4 billion worth of shares in fiscal year 2025. The company's strategic focus on its FICO® Platform continues to drive innovation and expand its market reach, with platform-based ARR representing 35% of total software ARR. FICO continues to solidify its position as a leader in analytics software, with its FICO® Score remaining the industry standard for credit risk assessment. Key product developments in fiscal year 2025 included the launch of FICO® Score 10 BNPL and FICO® Score 10 T BNPL, incorporating Buy Now, Pay Later data to enhance credit scoring accuracy. The company also expanded its global presence with a FICO Score launch in Kenya. The robust financial results, coupled with ongoing product innovation and strategic investments in its FICO® Platform, position FICO for continued growth and value creation for its shareholders. The company's solid cash flow from operations and disciplined capital allocation, including significant share repurchases, underscore its financial health and commitment to shareholder returns.

Fair Isaac Corporation (FICO) filed an 8-K on November 5, 2025, to report its financial results for the quarter ended September 30, 2025. The primary information investors need is contained within the press release furnished as Exhibit 99.1, which is incorporated by reference. This filing indicates that FICO has officially disclosed its performance for the most recent fiscal quarter. While the 8-K itself is brief, the attached press release will contain the detailed financial metrics, including revenue, earnings per share, and other key performance indicators. Investors should review Exhibit 99.1 for specifics on FICO's operational and financial condition during the September 2025 quarter to assess trends, profitability, and overall business health.

Fair Isaac Corporation (FICO) announced the retirement of James Wehmann, President of Scores, effective September 5, 2025. Mr. Wehmann, a long-serving executive since 2012, is retiring to focus on personal pursuits and family. This transition means the Scores business unit will now report directly to CEO William Lansing. While the departure of a key executive can sometimes signal changes, FICO's management, through CEO William Lansing's statement, expressed confidence in the stability and strength of the Scores business. Investors should monitor how the direct oversight by the CEO impacts strategic direction and operational execution within this critical segment of FICO's operations. The company has emphasized that the business is on "solid footing," suggesting a smooth transition is anticipated.

Fair Isaac Corporation (FICO) reported a strong third quarter for fiscal year 2025, demonstrating robust revenue growth and improved profitability. Total revenues increased by 20% year-over-year to $536.4 million, driven primarily by a significant 34% surge in the Scores segment. This segment's growth was fueled by higher business-to-business scores revenue, benefiting from increased mortgage origination volumes and a key insurance score product renewal. The company also reported substantial increases in net income, up 44% to $181.8 million, and diluted Earnings Per Share (EPS), which rose 47% to $7.40. This performance was supported by strong operating income growth of 38% and improved operating leverage, with operating expenses growing at a slower pace than revenues. FICO's financial health is further underscored by a healthy increase in cash flow from operations and a strengthened balance sheet following a significant debt issuance and repayment. Key financial metrics reflect positive operational momentum, including growth in Annual Recurring Revenue (ARR) for the Software segment and a solid Dollar-Based Net Retention Rate (DBNRR) of 103%. The company also actively returned capital to shareholders through substantial share repurchases. FICO's outlook remains positive, with management expressing confidence in its ability to fund operations and future growth initiatives.

Fair Isaac Corporation (FICO) filed an 8-K on July 30, 2025, to report its financial results for the quarter ended June 30, 2025. The primary purpose of this filing is to provide investors with the company's performance update. The details of these results are presented in a press release, furnished as Exhibit 99.1 and incorporated by reference into the report. Investors should review this press release for specific financial metrics, revenue figures, profitability, and any forward-looking guidance issued by FICO. While the 8-K itself is a procedural filing, the accompanying press release is the crucial document for understanding FICO's operational and financial condition during the reported quarter. This information is vital for assessing the company's current standing and future prospects, enabling investors to make informed decisions. The filing also includes the interactive data file for enhanced analysis.

Fair Isaac Corporation (FICO) has announced significant financing activities through an 8-K filing on May 13, 2025. The company has entered into a Third Amended and Restated Credit Agreement, establishing a new $1.0 billion unsecured revolving credit facility with a five-year term. This facility will support general corporate purposes, including working capital, potential acquisitions, and stock repurchases, while also refinancing existing debt. Concurrently, FICO successfully closed a private offering of $1.5 billion in 6.000% Senior Notes due 2033. The proceeds from this note issuance are earmarked for repaying existing credit facilities and term loans, alongside associated fees and general corporate needs. These actions demonstrate FICO's strategic financial management to optimize its capital structure and provide flexibility for future growth and operational requirements.

Fair Isaac Corporation (FICO) has announced a significant refinancing initiative through a proposed amendment and restatement of its credit agreement, aiming to establish a new $1.0 billion unsecured revolving credit facility maturing in 2030. This "New Revolver" is intended for general corporate purposes, including working capital, acquisitions, and potential stock repurchases, and will also facilitate the refinancing of existing debt. Concurrently, FICO has commenced a private offering for $1.5 billion in Senior Notes due 2033, with the proceeds intended to, among other things, repay outstanding indebtedness under its existing credit agreement. Investors should note that the new credit facility and the senior notes offering are subject to market conditions and the successful negotiation and execution of definitive agreements. While the new revolving credit facility may offer more flexibility by not including a minimum interest coverage ratio, it will retain substantially similar restrictive covenants to the existing agreement. The company is also providing the option to increase the New Revolver or add incremental term loans under specific leverage ratio conditions. The success of these financing activities is crucial for FICO's ongoing financial flexibility and strategic capital management.

Fair Isaac Corporation (FICO) has filed an 8-K report on April 29, 2025, to disclose its financial results for the quarter ended March 31, 2025. The core of this filing is the press release (Exhibit 99.1), which contains the specific operational and financial performance details that investors should scrutinize. While the 8-K itself doesn't provide the raw numbers, it directs stakeholders to the furnished press release for this crucial information. Investors should carefully review the press release to understand FICO's revenue growth, profitability metrics, any changes in guidance, and key operational achievements during the most recent quarter. Understanding these details is essential for assessing the company's current financial health and its future prospects, as well as for making informed investment decisions.

Fair Isaac Corporation (FICO) reported robust financial performance for the quarter and six months ended March 31, 2025, demonstrating significant year-over-year growth across key metrics. Total revenues increased by 15% to $498.7 million for the quarter and $938.7 million for the six-month period, driven primarily by a strong performance in the Scores segment, which saw a 25% revenue increase for the quarter and 24% for the six months. This growth was largely attributed to higher unit prices and increased royalties from scores sold indirectly to consumers. The company also maintained healthy profitability, with operating income up 26% and net income up 25% for the quarter. Diluted EPS saw a notable increase of 28% year-over-year for both periods. FICO continues to actively manage its capital, evidenced by substantial share repurchases totaling $366.8 million in the first six months of the fiscal year under its $1 billion repurchase program. Despite increased debt levels, the company maintains compliance with its financial covenants and sufficient liquidity to fund operations.

Fair Isaac Corporation (FICO) has filed an 8-K report detailing the results of its 2025 Annual Meeting of Stockholders held on March 5, 2025. The meeting saw a strong turnout, with over 21.89 million shares, representing a significant portion of the total voting power, represented in person or by proxy. Key outcomes include the overwhelmingly favorable election of all Board of Directors' nominees, demonstrating continued stockholder confidence in the company's leadership. Additionally, the stockholders approved, on an advisory basis, the compensation of the named executive officers, indicating general satisfaction with the company's executive pay structure. The appointment of Deloitte & Touche LLP as the independent registered public accounting firm for fiscal year 2025 was also ratified by a substantial majority of votes. These results suggest a stable and supportive stockholder base for FICO's governance and financial oversight.

Fair Isaac Corporation (FICO) has filed an 8-K report on February 4, 2025, to announce its financial results for the quarter ended December 31, 2024. The core of this filing is the press release furnished as Exhibit 99.1, which contains the detailed financial performance and operational updates for the period. Investors should refer to this press release for specific figures related to revenue, profitability, and any forward-looking guidance or commentary provided by the company. While the 8-K itself is brief, it serves as the official notification of the earnings release. The press release will likely offer insights into FICO's performance drivers, such as the adoption of its credit scoring and decision management solutions, and any significant trends impacting its business segments. Investors are encouraged to review Exhibit 99.1 thoroughly to understand the company's current financial health and strategic outlook.

Fair Isaac Corporation (FICO) reported a strong fiscal second quarter for 2025, demonstrating robust top-line growth and improved profitability. Total revenues increased by 15% year-over-year to $440.0 million, driven significantly by a 23% surge in the Scores segment to $235.7 million, fueled by higher pricing and volume in mortgage originations. The Software segment also showed healthy growth, with on-premises and SaaS software revenue up 10%, contributing to an 8% overall increase in Software segment revenue. This revenue growth translated into substantial bottom-line improvement, with operating income rising 19% to $179.5 million and net income increasing by 26% to $152.5 million. Diluted earnings per share (EPS) saw a notable 28% jump to $6.14. From a financial health perspective, FICO generated strong operating cash flows of $194.0 million, a significant increase from the prior year's quarter, and ended the period with a healthy cash and cash equivalents balance of $184.3 million. The company continued its commitment to returning capital to shareholders, significantly increasing share repurchases to $159.7 million. While total debt increased to $2.4 billion, largely due to increased borrowings under the revolving credit facility, the company remains in compliance with its financial covenants, indicating a stable liquidity position. Overall, the results reflect effective execution across both business segments and strong financial management.

Fair Isaac Corporation (FICO) filed an 8-K on November 6, 2024, primarily to report its financial results for the quarter ended September 30, 2024. The key information for investors is contained within the press release furnished as Exhibit 99.1, which details the company's operational and financial performance during the period. While the 8-K itself does not provide the specific financial metrics, it serves as the official notification to the market of the release of these results. Investors should refer to the accompanying press release for details on revenue, profitability, earnings per share, and any forward-looking guidance provided by FICO for the upcoming periods. This filing is crucial for understanding the company's recent performance and its outlook.

Fair Isaac Corporation (FICO) reported strong financial performance for the fiscal year ended September 30, 2024, with total revenues increasing by 13% to $1.7 billion. Both the Scores and Software segments demonstrated robust growth, with Scores revenue up 19% and Software segment revenue up 8%. This growth was driven by increased adoption of advanced scoring models like FICO® Score 10 and 10 T, and continued expansion of FICO® Platform in the cloud. The company also highlighted a significant increase in cash flow from operations, reaching $633 million, and a substantial stock repurchase program of $833.3 million, underscoring a commitment to returning value to shareholders. FICO continues to focus on innovation, particularly in expanding financial inclusion through alternative data scores and enhancing its platform capabilities. The company's strong customer retention, evidenced by a Dollar-Based Net Retention Rate of 106% for its Software segment, along with its dominant position in credit scoring, positions it well for continued growth. However, investors should remain aware of the competitive landscape and the ongoing regulatory scrutiny in the financial services industry, as detailed in the risk factors section.

Fair Isaac Corporation (FICO) filed an 8-K on July 31, 2024, to report its financial results for the quarter ended June 30, 2024. The primary purpose of this filing is to furnish the company's earnings press release, which contains detailed financial performance information. Investors should refer to Exhibit 99.1, the press release itself, for the comprehensive breakdown of the company's operational and financial condition during the reported quarter. This 8-K serves as an official notification of these results and incorporates the press release by reference. While the 8-K itself is brief and primarily directs readers to the press release for specific financial figures, it signals the conclusion of the reporting period and the availability of FICO's latest performance metrics. Investors can expect to find information on revenue, profitability, segment performance, and forward-looking guidance within the furnished press release, which is crucial for assessing the company's current standing and future prospects.

Fair Isaac Corporation (FICO) reported a solid fiscal third quarter for 2024, demonstrating robust revenue growth driven by its Scores segment. Total revenues increased by 12% year-over-year for both the quarter and the first nine months, reaching $447.8 million and $1.3 billion, respectively. The Scores segment, in particular, saw a substantial 20% revenue increase in the quarter, highlighting strong demand for its B2B scoring solutions. While the company maintained strong operating income growth, net income and diluted Earnings Per Share (EPS) saw a slight decrease in the current quarter compared to the prior year, though they remain strong for the nine-month period. FICO continues to actively manage its capital structure, significantly increasing its share repurchases during the nine months. The company also secured an additional $450 million term loan, enhancing its liquidity. Management anticipates sufficient resources to fund operations and anticipates continued growth.

Fair Isaac Corporation (FICO) announced an amendment to its existing credit agreement, specifically entering into a Third Amendment on June 13, 2024. This amendment introduces a new unsecured incremental term loan of $450 million, referred to as the Incremental Term A-1 Loan, which will mature on August 19, 2026. This new loan facility is in addition to the Company's existing $600 million revolving loan facility and $300 million initial term loan. The terms of this new loan are largely consistent with the existing credit agreement, including no scheduled principal repayments before maturity and the option for prepayment without penalty. The interest rate structure is variable and depends on the Company's total leverage ratio.

Fair Isaac Corporation (FICO) reported a strong third quarter for fiscal year 2024, demonstrating robust revenue growth and improved profitability. Total revenues increased by 14% year-over-year to $433.8 million, driven primarily by a significant 19% surge in the Scores segment, which reached $236.9 million. The Software segment also showed solid performance with an 8% revenue increase to $196.9 million, supported by a 15% rise in on-premises and SaaS software revenue, though professional services saw a decline as part of the company's strategic focus on higher-margin software offerings. Profitability metrics saw substantial improvement, with operating income up 22% to $194.8 million and net income rising 28% to $129.8 million. Diluted Earnings Per Share (EPS) increased by 29% to $5.16. The company also highlighted strong operational cash flow of $193.2 million for the first six months of the fiscal year. FICO continued its commitment to returning capital to shareholders, with significant share repurchases totaling $179.5 million during the quarter. The company maintains a solid financial position with $135.7 million in cash and cash equivalents and adequate liquidity to meet its obligations and fund future growth initiatives.

Fair Isaac Corporation (FICO) has filed an 8-K report on April 25, 2024, to announce its financial results for the quarter ended March 31, 2024. The core of this filing is the accompanying press release (Exhibit 99.1), which provides the detailed financial performance and operational updates for the period. Investors should refer to this press release for specific figures related to revenue, profitability, and any forward-looking guidance. While the 8-K itself is brief, its purpose is to formally incorporate the press release into the company's SEC filings. This ensures that the information disclosed in the press release is publicly available and subject to regulatory oversight. Investors looking to assess FICO's performance and future outlook will need to examine the unaudited financial statements and management's discussion and analysis within the press release.

Fair Isaac Corporation (FICO) filed an 8-K on February 16, 2024, detailing the results of its 2024 Annual Meeting of Stockholders held on February 14, 2024. The meeting saw a strong turnout with over 22.5 million shares represented out of nearly 24.8 million entitled to vote. The primary outcomes include the overwhelming election of all nine director nominees and the ratification of Deloitte & Touche LLP as the independent registered public accounting firm for fiscal year 2024. While the election of directors and auditor ratification passed with substantial support, investors should note the advisory vote on named executive officer compensation. This proposal received a split vote, with 'For' votes only slightly outnumbering 'Against' votes (12,279,712 for vs. 8,717,432 against). This outcome may warrant further attention from investors regarding executive compensation practices and their alignment with shareholder interests.

Fair Isaac Corporation (FICO) reported strong financial performance for the quarter ended December 31, 2023. Total revenues increased by 11% year-over-year to $382.1 million, driven by robust growth in both the Scores and Software segments. The Scores segment saw an 8% increase, primarily due to higher business-to-business scores revenue, while the Software segment experienced a significant 14% revenue growth, boosted by on-premises and SaaS software sales, with Annual Recurring Revenue (ARR) growing 18% year-over-year to $687.7 million. Profitability also showed substantial improvement, with net income rising 24% to $121.1 million and diluted Earnings Per Share (EPS) increasing by 25% to $4.80. This growth was supported by effective cost management, as operating expenses increased at a slower pace than revenue. The company generated strong operating cash flow of $122.1 million, demonstrating its ability to fund operations and growth initiatives. Furthermore, FICO announced a new, open-ended $500 million stock repurchase program, signaling confidence in its future prospects and commitment to returning value to shareholders.

Fair Isaac Corporation (FICO) filed an 8-K on January 25, 2024, to report its financial results for the quarter ended December 31, 2023. While the filing itself is brief and primarily serves to incorporate the company's press release by reference, it signals the release of key performance and financial data. Investors should refer to the furnished Exhibit 99.1, the press release dated January 25, 2024, for the specific details of FICO's performance during the quarter, including revenue, earnings, and any forward-looking guidance provided by management. The significance of this filing lies in its role as the official notification of FICO's latest financial disclosures. As a company whose business is deeply tied to credit scoring and decision management, its quarterly results are closely watched by investors and industry participants for trends in credit markets, adoption of its solutions, and overall business health. The press release will contain the substantive information investors need to assess FICO's trajectory and make informed investment decisions.

Fair Isaac Corporation (FICO) reported a strong fiscal year 2023, with total revenue increasing by 10% to $1.5 billion. This growth was driven by a robust performance in both its Scores and Software segments, with the Software segment experiencing a significant 22% increase in Annual Recurring Revenue (ARR). The company highlighted its platform-first, cloud-delivered strategy in the Software segment, focusing on expanding the capabilities and market penetration of FICO® Platform. Financially, FICO demonstrated healthy profitability, with operating income up 19% and net income up 15%. The company continued to return value to shareholders through its stock repurchase program, repurchasing $407.3 million in shares during the fiscal year. FICO's market position remains strong, with its FICO® Score being the standard measure of consumer credit risk in the U.S. The company is also actively expanding its global reach and investing in product development, including scores that utilize alternative data for greater credit access.

Fair Isaac Corporation (FICO) filed an 8-K on November 8, 2023, primarily reporting on their financial results for the fiscal fourth quarter and full year ended September 30, 2023, and providing guidance for fiscal year 2024. The company reported strong financial performance, exceeding expectations for revenue and adjusted earnings per share (EPS) for both the quarter and the full year. This performance was driven by continued strength in their software segment, particularly within their FICO Score and related analytics solutions, reflecting sustained demand for credit risk assessment and management tools. The company also announced its 2024 financial outlook, projecting continued revenue and EPS growth, signaling confidence in its future business trajectory and market position. Investors should note the reaffirmation of FICO's strategic priorities and its commitment to shareholder value, as evidenced by ongoing capital allocation strategies.

Fair Isaac Corporation (FICO) has announced a leadership transition concerning Stephanie Covert, Executive Vice President, Software. Ms. Covert is transitioning from her executive role effective November 2, 2023, but will remain with the company in a non-executive capacity as Vice President, Software Technology until December 31, 2023. This transition involves a new Letter Agreement outlining her compensation and benefits during this period, as well as severance arrangements upon her departure.

Fair Isaac Corporation's (FICO) 10-Q filing for the quarter ended September 15, 2023, primarily details executive trading plans under Rule 10b5-1. Two key executives, Eva Manolis (Board of Directors) and James Wehmann (EVP, Scores), have implemented pre-arranged plans for the sale of company stock, totaling up to 7,692 and 8,508 shares respectively. These plans are designed to comply with regulatory requirements and are set to conclude by May 2024, or upon the sale of all allocated shares. While this filing does not provide detailed financial performance metrics for the quarter, it highlights the company's adherence to transparent insider trading practices. Investors should note these planned stock sales by senior personnel, which, while executed under established plans, represent potential future selling pressure on the stock. The filing also references various incorporated exhibits related to the company's charter, by-laws, and executive compensation agreements.

Fair Isaac Corporation (FICO) announced a significant change in its Board of Directors with the election of Henry Tayloe Stansbury as an independent director, effective August 22, 2023. This appointment increases the Board's size from eight to nine members and is intended to fill a vacancy. Mr. Stansbury brings a wealth of experience, having previously served as CEO of Kaleidescape, Inc., interim CEO of Watermark Insights, LLC, and in various senior roles at Intuit Inc., including Executive Vice President and Chief Technology Officer. His background in technology and executive leadership is expected to be a valuable asset to FICO's strategic direction. Mr. Stansbury will also join the Audit Committee, a critical function for corporate governance and financial oversight. His compensation will follow the standard program for non-employee directors, which includes a grant of non-qualified stock options and restricted stock units. This equity award, valued at $460,000, will vest over three years, aligning his interests with those of long-term shareholders. The filing also confirms no undisclosed arrangements or related party transactions involving Mr. Stansbury, ensuring a clean onboarding to the Board.

Fair Isaac Corporation (FICO) reported a strong fiscal third quarter for 2023, demonstrating robust revenue and profit growth driven by its core business segments. Total revenues increased by 14% year-over-year to $398.7 million, with the Scores segment growing 13% to $201.8 million and the Software segment showing a significant 16% increase to $196.9 million. This top-line growth translated into substantial bottom-line improvement, with operating income rising 26% to $177.0 million and net income surging 38% to $128.8 million. Diluted Earnings Per Share (EPS) saw a healthy 41% increase to $5.08, reflecting effective cost management and operational efficiency. The company's Software segment continues to be a key growth driver, evidenced by a 20% increase in Annual Recurring Revenue (ARR) to $645.9 million and a strong Dollar-Based Net Retention Rate (DBNRR) of 117%. This indicates FICO's ability to retain and expand revenue from its existing software customer base. While operating cash flow for the first nine months was slightly lower year-over-year, the company maintained a healthy cash position and managed its debt effectively, demonstrating financial stability. Investors can take comfort in FICO's consistent revenue growth, improving profitability, and strong customer retention in its software offerings.

Fair Isaac Corporation (FICO) filed an 8-K on August 2, 2023, to report its financial results for the quarter ended June 30, 2023. The core of this filing is the press release furnished as Exhibit 99.1, which provides the detailed financial performance for the period. Investors should refer to this press release for specific metrics on revenue, earnings, profitability, and any forward-looking guidance provided by the company. While the 8-K itself is a notification of the release, the actual substance for analysis lies within the accompanying press release. This filing serves as the official channel for disseminating FICO's latest financial operational status and condition to the public and the market, ensuring transparency and timely information for investors.

Fair Isaac Corporation (FICO) announced on June 7, 2023, that its Leadership Development and Compensation Committee granted a special performance-based retention award valued at approximately $30 million to CEO William J. Lansing. This award is structured as 50% Market Share Units (MSUs) and 50% non-qualified stock options, designed to ensure Mr. Lansing's continued leadership over the next five years as the company executes its strategic growth initiatives. The rationale behind this significant award highlights Mr. Lansing's instrumental role in FICO's transformative growth since 2012, evidenced by the company's superior total shareholder return (TSR) performance relative to the Russell 3000 Index, placing it in the 99th percentile. The Committee views his retention as critical for maintaining business vision, strategic execution, and leadership continuity.

Fair Isaac Corporation (FICO) has officially appointed Steven P. Weber as its Executive Vice President and Chief Financial Officer (CFO), effective May 15, 2023. Mr. Weber, who has been with FICO since 2003 and most recently served as Interim CFO, brings extensive financial experience to the permanent role. This appointment provides executive leadership stability in a critical financial function. The company has entered into a Letter Agreement and a Management Agreement with Mr. Weber, outlining his compensation, responsibilities, and terms of employment through December 31, 2026, with provisions for automatic extensions. These agreements detail his base salary, incentive award opportunities, and severance benefits in specific termination scenarios, including those related to a change of control. Additionally, Mr. Weber received a significant restricted stock unit grant as part of this promotion, aligning his interests with long-term shareholder value.

Fair Isaac Corporation (FICO) reported solid revenue growth in its fiscal second quarter and the first half of 2023, driven by its Scores and Software segments. Total revenues increased by 6% and 7% respectively for the quarter and six-month periods compared to the prior year. The Scores segment saw an 8% revenue increase in the quarter, largely due to higher business-to-business pricing, while the Software segment demonstrated robust growth with a 17% increase in Annual Recurring Revenue (ARR) and a strong Dollar-Based Net Retention Rate (DBNRR) of 114% in the quarter. Profitability remained strong, with operating income up 5% for the quarter and 12% for the six-month period. While net income saw a slight decrease of 3% in the quarter, it increased by 5% for the six-month period, reflecting ongoing investments and a shift in R&D focus. The company maintained a healthy balance sheet, with total debt remaining stable at $1.9 billion, and continued to return capital to shareholders through share repurchases, although at a reduced pace compared to the prior year. FICO's outlook suggests continued sufficiency of its cash flows and credit facilities to fund operations and future growth.

Fair Isaac Corporation (FICO) filed an 8-K on April 27, 2023, primarily to report its financial results for the quarter ended March 31, 2023. The key information for investors is contained within the press release furnished as Exhibit 99.1, which is incorporated by reference. This filing serves as the official notification of the company's performance during the specified period. Investors should refer to the press release (Exhibit 99.1) for detailed financial figures, including revenue, earnings per share, and any forward-looking guidance provided by the company. While the 8-K itself does not contain the numerical data, it directs stakeholders to the primary source of this information, enabling them to assess the company's operational and financial health.

Fair Isaac Corporation (FICO) filed an 8-K on March 2, 2023, detailing the results of its 2023 Annual Meeting of Stockholders held on March 1, 2023. The report indicates strong support from shareholders for the company's slate of director nominees, with all candidates receiving a significant majority of the votes cast. Additionally, shareholders provided advisory approval for the compensation of named executive officers and overwhelmingly favored holding this advisory vote on an annual basis. This demonstrates continued confidence in the board's leadership and the company's executive compensation strategy. The ratification of Deloitte & Touche LLP as the independent registered public accounting firm for fiscal 2023 also received broad shareholder approval. Overall, the meeting results suggest a stable governance environment and alignment between management and its shareholders on key corporate matters.

Fair Isaac Corporation (FICO) reported a solid performance for the quarter ended December 31, 2022, with total revenues increasing by 7% year-over-year to $344.9 million. This growth was driven by a 5% increase in the Scores segment and a strong 9% rise in the Software segment's revenue, which includes both on-premises and SaaS offerings. The company also demonstrated robust operating income growth of 21% and a 15% increase in net income, resulting in diluted Earnings Per Share (EPS) of $3.84, up 24% from the prior year period. Key financial metrics highlight the company's positive trajectory. Annual Recurring Revenue (ARR) for the Software segment saw an 11% increase, and the Dollar-Based Net Retention Rate (DBNRR) remained strong at 110%, indicating effective customer retention and expansion. While cash flow from operations decreased compared to the prior year, the company maintains a healthy cash position and ample borrowing capacity. Management expects these resources to be sufficient for operational needs and future growth initiatives.

Fair Isaac Corporation (FICO) filed an 8-K on January 26, 2023, primarily to report its financial results for the first quarter of fiscal year 2023. The company's performance indicated continued strength in its core business segments, demonstrating resilience and growth. Investors should note the company's focus on recurring revenue models and the ongoing demand for its data analytics and decision management solutions across various industries. The report signifies FICO's commitment to transparency and providing timely updates on its financial standing.

Fair Isaac Corporation (FICO) announced a leadership change in its finance department via an 8-K filing on January 9, 2023. The current Chief Financial Officer, Michael I. McLaughlin, will be departing the company on January 13, 2023, to pursue a new professional opportunity. This departure marks the end of his tenure at FICO, and the company has provided a specific effective date for his resignation.

Fair Isaac Corporation (FICO) reported solid performance for fiscal year 2022, demonstrating resilience in a dynamic economic environment. The company achieved total revenue of $1.4 billion, a 5% increase year-over-year, driven by an 8% rise in its Scores segment to $706.6 million and a 1% increase in its Software segment to $670.6 million. This growth was supported by consistent demand for FICO's core scoring solutions and a strategic focus on its FICO® Platform, which saw its Annual Recurring Revenue (ARR) grow to $114.2 million, representing 20% of the Software segment's ARR. Financially, FICO generated $509.5 million in cash flow from operations and returned significant value to shareholders through share repurchases totaling $1.1 billion. While net income saw a slight decrease due to prior-year divestiture gains, diluted EPS increased by 6%. The company maintains a strong market position, driven by its widely adopted FICO® Score and its expanding suite of software solutions aimed at improving business decisions across various industries, particularly financial services. The company's strategy continues to focus on platform development and cloud-based offerings, aiming to drive further growth and customer engagement.

Fair Isaac Corporation (FICO) filed an 8-K on November 9, 2022, to report its financial results for the quarter ended September 30, 2022. The filing primarily references the accompanying press release (Exhibit 99.1) for the detailed financial outcomes. Investors should refer to this press release for specifics on revenue, profitability, earnings per share, and any forward-looking guidance provided by the company for the upcoming periods. While the 8-K itself is brief and incorporates the press release by reference, the core information investors need to assess FICO's performance and outlook is contained within that exhibit. Key aspects to scrutinize will include year-over-year growth, performance against analyst expectations, and any management commentary on market conditions or strategic initiatives that might impact future results.