8-KFinancial EventsExhibits & Filings

FISERV INC 8-K Report, Financial Obligation (Mar 29, 2006)

Filed March 29, 2006For Securities:FISV

Summary

Fiserv, Inc. (FISV) announced on March 29, 2006, the execution of a new Credit Agreement, effective March 24, 2006. This agreement establishes a revolving credit facility totaling $900.0 million, replacing the company's previous $700.0 million facility. The primary purpose of this new credit line is for general corporate needs. This move indicates Fiserv's proactive approach to managing its liquidity and funding requirements, providing enhanced financial flexibility. The new credit facility matures in March 2011 and offers the potential to increase availability up to $1.25 billion, subject to certain conditions. As of the agreement date, approximately $335.3 million was drawn, leaving a significant portion available for future use. The unsecured nature of the borrowings and the fluctuating interest rates tied to the company's debt rating are key terms for investors to note.

Key Highlights

  • 1Fiserv has entered into a new Credit Agreement establishing a $900 million revolving credit facility, replacing a prior $700 million facility.
  • 2The new credit facility matures on March 24, 2011, providing a five-year term.
  • 3The company has the option to increase the facility's aggregate amount to $1.25 billion under specific conditions.
  • 4As of March 24, 2006, $335.3 million of the new facility was drawn, with the remaining balance available for use.
  • 5Borrowings under the Credit Agreement are unsecured.
  • 6The agreement includes covenants, such as a limitation on consolidated indebtedness to 3.5 times consolidated net earnings before interest, taxes, depreciation, and amortization.
  • 7The Credit Agreement provides for adjustments to fees and interest rates based on Fiserv's long-term debt rating.

Frequently Asked Questions

The new revolving credit facility is intended for general corporate purposes, providing Fiserv with financial flexibility for its ongoing business operations and potential strategic initiatives.

The initial maximum aggregate amount of availability under the new Credit Agreement is $900.0 million, and it matures on March 24, 2011.

Yes, Fiserv has the discretion to increase the maximum aggregate amount of availability under the revolving credit facility up to $1,250.0 million, subject to certain conditions, including the absence of any default or event of default under the Credit Agreement.

A significant covenant requires Fiserv to limit its consolidated indebtedness to no more than three and one-half times its consolidated net earnings before interest, taxes, depreciation, and amortization. The agreement also contains customary events of default.