8-KFinancial EventsRegulation FD

FISERV INC 8-K Report, Material Impairment (Sep 25, 2024)

Filed September 25, 2024For Securities:FISV

Summary

Fiserv, Inc. (FISV) announced in an 8-K filing that it expects to record a non-cash impairment charge of its equity method investment in Wells Fargo Merchant Services (WFMS) in the range of $400 million to $600 million for the third quarter of 2024. This impairment is related to the upcoming expiration of the WFMS joint venture on April 1, 2025, in which Fiserv holds a 40% stake. While a significant non-cash charge, the company emphasizes that it will not result in material future cash expenditures. Importantly, Fiserv clarified that this impairment is not expected to impact its 2024 adjusted earnings per share due to its non-cash nature. Furthermore, the company reaffirmed its previously communicated medium-term performance outlook for 2025 and 2026, which includes organic revenue growth of 9-12% and adjusted earnings per share growth of 14-18%. This stability in outlook is supported by a new multiyear agreement with Wells Fargo to provide processing and other services to Wells Fargo's merchant business post-joint venture expiration.

Key Highlights

  • 1Fiserv expects a non-cash impairment charge of $400 million to $600 million related to its investment in Wells Fargo Merchant Services (WFMS).
  • 2The impairment stems from the upcoming expiration of the WFMS joint venture on April 1, 2025.
  • 3The impairment charge is non-cash and is not expected to result in material future cash expenditures.
  • 4The impairment is not anticipated to impact Fiserv's 2024 adjusted earnings per share.
  • 5Fiserv reaffirms its medium-term (2025-2026) outlook for 9-12% organic revenue growth and 14-18% adjusted EPS growth.
  • 6A new multiyear agreement with Wells Fargo will ensure Fiserv continues to provide processing and services to Wells Fargo's merchant business post-joint venture.

Frequently Asked Questions

The impairment charge is due to the expected expiration of the Wells Fargo Merchant Services (WFMS) joint venture on April 1, 2025. Fiserv is recognizing the decline in the carrying value of its equity investment in WFMS.

No, Fiserv explicitly states that the impairment charge is non-cash and is not expected to result in any material future cash expenditures.

The impairment is a non-cash charge. Fiserv does not expect it to impact the company's 2024 adjusted earnings per share.

No, Fiserv has reaffirmed its previously communicated medium-term performance outlook for 2025 and 2026, targeting 9-12% organic revenue growth and 14-18% adjusted earnings per share growth.