8-KEarnings & ResultsRegulation FDExhibits & Filings

FIFTH THIRD BANCORP 8-K Report, Financial Results (Oct 21, 2008)

Filed October 21, 2008For Securities:FITBFITBOFITBPFITB-PIFITB-PMFITB-PAFITBIFITB-PK

Summary

On October 21, 2008, Fifth Third Bancorp (FITB) filed an 8-K report to announce its third-quarter 2008 earnings. This filing primarily consists of furnished information, including a press release and a quarterly financial supplement, which are not considered legally "filed" under Section 18 of the Securities Exchange Act of 1934. The report also provides additional details on "Third Quarter 2008 Trends" and "Third Quarter 2008 Portfolio Loan and Lease Stratifications" to offer investors a more comprehensive view of the company's performance and risk exposure during a challenging economic period. Investors should note that this 8-K is focused on disclosing the Q3 2008 results and related trends, rather than announcing any significant corporate events or material changes. The furnished exhibits are the primary source of information regarding the bank's financial condition and operational performance for the quarter. Given the date of the filing, the information is particularly relevant for understanding the impact of the ongoing financial crisis on Fifth Third Bancorp's business and its risk management strategies.

Key Highlights

  • 1Fifth Third Bancorp announced its third-quarter 2008 financial results on October 21, 2008, via an 8-K filing.
  • 2The filing includes a press release and a quarterly financial supplement detailing the Q3 2008 earnings.
  • 3Additional exhibits provide "Third Quarter 2008 Trends" and "Third Quarter 2008 Portfolio Loan and Lease Stratifications" for investor review.
  • 4Information furnished in this 8-K is not considered "filed" for legal purposes under Section 18 of the Securities Exchange Act of 1934.
  • 5The report is a standard disclosure of quarterly results, supplemented with data on business trends and loan portfolio details.
  • 6The Chief Financial Officer, Daniel T. Poston, signed the report, indicating the official release of this financial information.
  • 7This filing occurred during a period of significant financial market turmoil, making the disclosed trends and portfolio data of heightened interest to investors.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly announce and furnish Fifth Third Bancorp's earnings results for the third quarter of 2008, along with supplementary financial information, trends, and loan/lease portfolio details.

No, the information furnished in this 8-K filing, including the press release and financial supplement, is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. It is provided for informational purposes.

Besides the earnings press release and quarterly financial supplement, Fifth Third Bancorp also furnished information regarding its "Third Quarter 2008 Trends" and "Third Quarter 2008 Portfolio Loan and Lease Stratifications" to give investors a more detailed look at its performance and asset quality.

The report is signed by Daniel T. Poston, Executive Vice President and Chief Financial Officer of Fifth Third Bancorp.