8-KEarnings & ResultsRegulation FDExhibits & Filings

FIFTH THIRD BANCORP 8-K Report, Financial Results (Jan 20, 2026)

Filed January 20, 2026For Securities:FITBFITBOFITBPFITB-PIFITB-PMFITB-PAFITBIFITB-PK

Summary

Fifth Third Bancorp (FITB) has filed an 8-K report on January 20, 2026, to disclose its fourth-quarter 2025 earnings. The filing primarily serves to furnish the company's earnings press release and a related investor presentation, as detailed in Items 2.02 and 7.01. These documents provide investors with key financial results and operational updates for the period ended December 31, 2025. While the 8-K itself does not contain the detailed financial figures, it directs investors to the attached Exhibits 99.1 (earnings press release) and 99.2 (investor presentation) for a comprehensive overview of performance. Investors should review these exhibits to understand Fifth Third Bancorp's financial condition and operational results for the fourth quarter of 2025, including any forward-looking statements or guidance provided by management. It is important to note that the information furnished in this 8-K is not considered 'filed' for SEC purposes, meaning it does not carry the same legal implications as formally filed reports under Section 18 of the Exchange Act.

Key Highlights

  • 1Fifth Third Bancorp filed an 8-K on January 20, 2026, reporting on its fourth quarter 2025 financial results.
  • 2The filing primarily furnishes the company's earnings press release (Exhibit 99.1) and an investor presentation (Exhibit 99.2).
  • 3Investors are directed to the attached exhibits for detailed financial performance and operational insights for Q4 2025.
  • 4The information provided is furnished under Regulation FD (Item 7.01) to ensure broad public dissemination of material information.
  • 5The filing confirms that the disclosed information is not deemed 'filed' for Section 18 of the Securities Exchange Act of 1934, limiting liability.
  • 6An interactive data file (Exhibit 104) is also provided within the Inline XBRL document.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose Fifth Third Bancorp's financial results and other relevant information for the fourth quarter of 2025, primarily through the furnished earnings press release and investor presentation.

The detailed financial results for the fourth quarter of 2025 are located in Exhibit 99.1 (the earnings press release) and Exhibit 99.2 (the investor presentation), which are attached to this 8-K filing.

While the 8-K report itself does not contain forward-looking statements, the accompanying press release and investor presentation (Exhibits 99.1 and 99.2) are likely to include them. These statements typically discuss future expectations, plans, and prospects, and are subject to various risks and uncertainties.

When information is 'furnished' under Items 2.02 and 7.01, it means the company is providing the information to the SEC for public dissemination but is not legally acknowledging its materiality or accuracy to the same extent as if it were formally 'filed' under other sections of SEC regulations. This generally limits the company's liability under Section 18 of the Securities Exchange Act of 1934.