10-KPeriod: FY2020

GLOBAL PAYMENTS INC Annual Report, Year Ended Dec 31, 2020

Filed February 19, 2021For Securities:GPN

Summary

GLOBAL PAYMENTS INC. (GPN) filed its 2020 10-K on February 19, 2021, reporting on its performance and financial condition as of December 31, 2020. The company, a leading payments technology provider, operates across three segments: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions. The report highlights the significant impact of the COVID-19 pandemic, which led to revenue declines starting in mid-March 2020, though recovery was observed in the latter half of the year. The company has implemented cost-saving measures and suspended its share repurchase program temporarily to preserve capital. The merger with Total System Services, Inc. (TSYS) in September 2019 for $24.5 billion remains a key event, with the 2020 results reflecting a full year of TSYS's operations. This integration has been a focus, involving operational streamlining and technology infrastructure consolidation. Despite the pandemic's headwinds, Global Payments continues to invest in new technologies and expand its global reach through strategic acquisitions and alliances, positioning itself for future growth in the evolving payments landscape.

Financial Statements
Beta
Revenue$7.42B
Cost of Revenue$3.65B
Gross Profit$3.77B
SG&A Expenses$2.88B
Operating Expenses$6.53B
Operating Income$893.95M
Interest Expense$326.80M
Net Income$584.52M
EPS (Basic)$1.95
EPS (Diluted)$1.95
Shares Outstanding (Basic)299.22M
Shares Outstanding (Diluted)300.52M

Key Highlights

  • 1Consolidated revenues increased by 51.1% to $7.42 billion in 2020, primarily driven by the full year inclusion of TSYS operations post-merger.
  • 2The COVID-19 pandemic negatively impacted revenues starting mid-March 2020, causing reduced spending and transaction volumes across segments, although a recovery was seen in the second half of the year.
  • 3Global Payments implemented cost-saving measures, including temporary suspension of share repurchases and reductions in compensation and discretionary spending, to mitigate the pandemic's financial impact.
  • 4The company continues to integrate the TSYS acquisition, focusing on combining operations, aligning strategies, and streamlining technology infrastructure to realize scale efficiencies.
  • 5Operating expenses increased significantly due to the TSYS acquisition, with Cost of Service up 76.0% and Selling, General, and Administrative expenses up 40.7%, largely due to amortization of acquired intangibles and integration expenses.
  • 6Consolidated operating income grew by 13.0% to $894.0 million, but the operating margin decreased from 16.1% to 12.0%, impacted by higher operating expenses and the COVID-19 effects.
  • 7Cash flow from operating activities provided $2.31 billion, an increase from the prior year, supported by improved net earnings before non-cash items and TSYS acquisition benefits.

Frequently Asked Questions

The merger with TSYS, completed in September 2019, significantly impacted Global Payments' 2020 performance. The 2020 results reflect a full year of TSYS's operations, leading to a substantial increase in consolidated revenues (up 51.1% to $7.42 billion) and operating expenses. The company continued integration activities to realize synergies and streamline operations.

The COVID-19 pandemic had a significant negative impact, particularly from mid-March 2020, leading to reduced consumer and business spending and transaction volumes across all segments. This resulted in revenue declines. However, the company observed improvements in the latter half of 2020 as restrictions eased and economic activity gradually recovered. Global Payments also implemented cost-saving measures and temporarily suspended its share repurchase program to manage liquidity.

Global Payments operates in three segments: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions. All segments experienced the adverse effects of COVID-19 on revenues. Merchant Solutions revenues increased due to TSYS but were impacted by reduced spending. Issuer Solutions revenues also saw benefits from TSYS but faced headwinds from lower transaction volumes. Business and Consumer Solutions revenues increased due to TSYS, with declines from COVID-19 partially offset by stimulus payment processing.

As of December 31, 2020, Global Payments had total assets of $44.2 billion and total liabilities of $16.7 billion. Long-term debt stood at $8.47 billion. The company reported cash and cash equivalents of $1.95 billion. Management believes its current cash and borrowing capacity, along with expected future cash flows from operations, are sufficient to meet its needs. The company also took measures to preserve liquidity due to the pandemic, including reducing expenses and temporarily suspending share repurchases.