10-KPeriod: FY2025

GLOBAL PAYMENTS INC Annual Report, Year Ended Dec 31, 2025

Filed February 20, 2026For Securities:GPN

Summary

Global Payments Inc. (GPN) reported largely flat revenues of $7.7 billion for the year ended December 31, 2025, with a notable shift in its business portfolio due to significant acquisitions and dispositions. The company completed the acquisition of Worldpay in January 2026, a major strategic move aimed at consolidating its position in the payments technology sector. Simultaneously, it divested its Issuer Solutions business, further streamlining its operations. These transformative activities, including a business transformation program initiated in 2024, have led to increased transformation and acquisition-related expenses, impacting operating income which declined by 11.1% to $1.75 billion, resulting in a consolidated operating margin of 22.8% for 2025. Despite the revenue dip and increased expenses, the company highlighted growth in its Integrated and Embedded Solutions service line and a revenue increase of approximately 7% in its Merchant Solutions business when excluding the impact of divested businesses. Management expects its transformation initiatives to generate over $650 million in annual run-rate operating income benefits by mid-2027, signaling a focus on future efficiency and growth. The company also maintained its commitment to returning capital to shareholders, with $676.5 million remaining under its share repurchase program as of year-end 2025, and a dividend declared for March 2026.

Financial Statements
Beta
Revenue$7.71B
Cost of Revenue$2.11B
Gross Profit$5.59B
SG&A Expenses$4.12B
Operating Expenses$5.95B
Operating Income$1.75B
Interest Expense$633.50M
Net Income$1.40B
EPS (Basic)$5.79
EPS (Diluted)$5.78
Shares Outstanding (Basic)241.63M
Shares Outstanding (Diluted)242.01M

Key Highlights

  • 1Revenues remained largely flat at $7.7 billion for the year ended December 31, 2025, impacted by business dispositions.
  • 2Completed the significant acquisition of Worldpay in January 2026 and divested the Issuer Solutions business.
  • 3Operating income decreased by 11.1% to $1.75 billion, with a consolidated operating margin of 22.8%, impacted by transformation and acquisition costs.
  • 4Merchant Solutions operating income increased by 5.9% with a 2.1% improvement in operating margin, driven by cost reduction initiatives.
  • 5Integrated and Embedded Solutions revenue grew by 6.6%, indicating a positive trend in embedded payment solutions.
  • 6Transformation initiatives are projected to yield over $650 million in annual run-rate operating income benefits by mid-2027.
  • 7Shareholders' equity stood at $22.9 billion, with $676.5 million remaining in the share repurchase authorization as of December 31, 2025.

Frequently Asked Questions

The most significant strategic events were the acquisition of Worldpay in January 2026 and the simultaneous divestiture of the Issuer Solutions business. These transactions are part of a broader business transformation program aimed at streamlining operations and enhancing the company's focus on merchant solutions.

For the year ended December 31, 2025, Global Payments reported revenues of $7.7 billion, which were essentially flat compared to the prior year. Operating income saw a decline of 11.1% to $1.75 billion, primarily due to increased transformation and acquisition-related expenses. However, the Merchant Solutions segment showed operational improvements with increased operating income and margin.

The company initiated a business transformation program in 2024, focusing on streamlining operations. Management expects this program to generate more than $650 million in annual run-rate operating income benefits by the first half of 2027.

Global Payments continues to prioritize returning capital to shareholders. As of December 31, 2025, there was $676.5 million remaining under its share repurchase program, and the board declared a cash dividend of $0.25 per share payable in March 2026, indicating a continued commitment to shareholder returns.