10-QPeriod: Q3 FY2022

GLOBAL PAYMENTS INC Quarterly Report for Q3 Ended Sep 30, 2022

Filed October 31, 2022For Securities:GPN

Summary

For the third quarter of 2022, Global Payments Inc. (GPN) reported revenues of $2.29 billion, a 3.8% increase year-over-year, driven by growth in transaction volumes across its Merchant and Issuer Solutions segments. Diluted Earnings Per Share (EPS) was $1.05, a slight increase from $1.01 in the prior year's quarter. However, the nine-month period showed a net loss of $137.8 million, primarily impacted by an $833.1 million goodwill impairment charge and a $127.2 million loss on the sale of its Russian Merchant Solutions business. The company is actively navigating significant strategic initiatives, including the pending acquisition of EVO Payments for approximately $3.4 billion, expected to close in Q1 2023, and the ongoing sale of its Consumer business for $1 billion, also slated for completion in Q1 2023. These transactions, along with substantial debt financings totaling $2.5 billion in senior notes and $1.5 billion in convertible notes, are reshaping the company's portfolio and financial structure.

Financial Statements
Beta
Revenue$2.29B
Cost of Revenue$931.25M
Gross Profit$1.35B
SG&A Expenses$918.76M
Operating Expenses$1.90B
Operating Income$386.43M
Interest Expense$132.40M
Net Income$290.45M
EPS (Basic)$1.06
EPS (Diluted)$1.05
Shares Outstanding (Basic)275.03M
Shares Outstanding (Diluted)275.44M

Key Highlights

  • 1Consolidated revenues increased by 3.8% to $2.29 billion for the third quarter of 2022, and by 6.2% to $6.72 billion for the nine months ended September 30, 2022, primarily driven by increased transaction volumes and digital payment adoption.
  • 2Diluted EPS for the third quarter was $1.05, up from $1.01 in the prior year, indicating operational resilience in the short term.
  • 3A significant goodwill impairment charge of $833.1 million was recognized in the first nine months of 2022, impacting profitability and reflecting economic uncertainties.
  • 4The company is proceeding with the acquisition of EVO Payments for approximately $3.4 billion and the divestiture of its Consumer business for $1 billion, both anticipated to close in early 2023, indicating a strategic portfolio shift.
  • 5Total debt increased substantially due to new issuances, including $2.5 billion in senior notes and $1.5 billion in convertible notes, to fund acquisitions and other corporate purposes.
  • 6Interest and other expenses increased significantly due to higher average borrowings and interest rates, impacting overall profitability.
  • 7The company reported a net loss of $137.8 million for the nine months ended September 30, 2022, a sharp contrast to the net income of $757.0 million in the same period last year, largely due to the goodwill impairment and business disposition losses.

Frequently Asked Questions

Revenue growth in the third quarter was primarily driven by an increase in transaction volumes due to a growing customer base, accelerated adoption of digital payment solutions, and a general economic recovery. This was partially offset by unfavorable foreign currency exchange rates.

The goodwill impairment charge of $833.1 million recognized in the first nine months of 2022 significantly impacted the company's net income, contributing to the net loss for the period. It reflects a re-evaluation of the carrying value of certain reporting units, influenced by economic uncertainties and the estimated sales price of the consumer business.

The pending acquisition of EVO Payments and the sale of the Consumer business are significant strategic moves aimed at reshaping the company's portfolio. The EVO acquisition is expected to expand geographic presence and B2B software capabilities, while the Consumer business divestiture aims to streamline operations. These transactions, along with substantial debt financings, will alter the company's scale, focus, and financial leverage.

Interest and other expenses have increased substantially due to higher average borrowings and rising interest rates. This trend is expected to continue to impact profitability given the company's recent debt issuances and the current macroeconomic environment.