Early Access

10-KPeriod: FY2014

GOLDMAN SACHS GROUP INC Annual Report, Year Ended Dec 31, 2014

Filed February 23, 2015For Securities:GSGS-PAGS-PCGS-PDGSCE

Summary

Goldman Sachs Group, Inc. (GS) filed its 2014 10-K report, highlighting a year of stable net revenues at $34.53 billion, essentially unchanged from the prior year, with net earnings increasing by 5% to $8.48 billion. The firm demonstrated robust capital management, with a Common Equity Tier 1 ratio of 12.2% and returning $6.52 billion to shareholders through share repurchases and dividends. Key business segments showed varied performance, with Investment Banking and Investment Management revenues increasing, while Institutional Client Services and Investing & Lending saw slight decreases. The firm continued to navigate a complex regulatory environment, including ongoing implementation of the Dodd-Frank Act and Basel III. Despite these challenges and a generally subdued market environment with low volatility for much of the year, Goldman Sachs maintained its position as a leading global financial services provider, with a strong focus on risk management and client services.

Financial Statements
Beta
Interest Expense$5.56B
Net Income$8.48B
EPS (Basic)$17.55
EPS (Diluted)$17.07
Shares Outstanding (Basic)458.90M
Shares Outstanding (Diluted)473.20M

Key Highlights

  • 1Net revenues remained stable at $34.53 billion in 2014.
  • 2Net earnings increased by 5% to $8.48 billion.
  • 3Return on average common shareholders' equity (ROE) was 11.2%.
  • 4Book value per common share increased approximately 7% to $163.01.
  • 5Capital ratios remained strong, with a Common Equity Tier 1 ratio of 12.2% under Basel III (advanced approach with transitional provisions).
  • 6The firm returned $6.52 billion to shareholders via share repurchases ($5.47 billion) and common dividends ($1.05 billion).
  • 7Investment Banking revenues grew 8% due to strong financial advisory and underwriting activity.
  • 8Investment Management revenues increased 11%, driven by higher average assets under supervision and incentive fees.

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