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10-QPeriod: Q3 FY2017

GOLDMAN SACHS GROUP INC Quarterly Report for Q3 Ended Sep 30, 2017

Filed November 3, 2017For Securities:GSGS-PAGS-PCGS-PDGSCE

Summary

Goldman Sachs Group, Inc. reported solid financial results for the third quarter and first nine months of 2017. For the third quarter, net earnings increased by 2% to $2.13 billion, with diluted earnings per share rising 3% to $5.02. This performance was driven by higher revenues in Investing & Lending and Investment Banking, partially offset by a decrease in Institutional Client Services, primarily in Fixed Income, Currency, and Commodities (FICC). For the year-to-date period, net earnings saw a significant 23% increase to $6.21 billion, reflecting broad-based strength across several segments. The firm maintained strong capital ratios, with its Common Equity Tier 1 (CET1) ratio at 13.3% under the Standardized approach and 12.0% under the Basel III Advanced approach. Liquidity also remained robust, with global core liquid assets totaling $220 billion. The adoption of a new accounting standard for share-based payments provided a notable benefit to the provision for taxes in the first nine months. Overall, the report indicates a stable operational environment with mixed global economic growth. While market-making activities faced challenges due to low volatility, growth in investment banking and strong performance in investing and lending contributed positively to the firm's results.

Financial Statements
Beta
Interest Expense$2.68B
Net Income$2.13B
EPS (Basic)$5.09
EPS (Diluted)$5.02
Shares Outstanding (Basic)398.20M
Shares Outstanding (Diluted)405.70M

Key Highlights

  • 1Net earnings for Q3 2017 increased 2% to $2.13 billion, and diluted EPS rose 3% to $5.02.
  • 2Net earnings for the first nine months of 2017 increased significantly by 23% to $6.21 billion.
  • 3Net revenues for Q3 2017 increased 2% to $8.33 billion, driven by strong performance in Investing & Lending and Investment Banking.
  • 4Institutional Client Services net revenues decreased 17% year-over-year in Q3 2017, primarily due to lower FICC Client Execution results.
  • 5The Common Equity Tier 1 (CET1) ratio remained strong at 13.3% (Standardized approach) and 12.0% (Basel III Advanced approach).
  • 6Global Core Liquid Assets (GCLA) stood at $220 billion as of September 2017, indicating strong liquidity.
  • 7A tax benefit of $496 million was recognized in the first nine months of 2017 due to the adoption of ASU No. 2016-09 regarding share-based payment accounting.

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