Early Access

10-QPeriod: Q1 FY2025

GOLDMAN SACHS GROUP INC Quarterly Report for Q1 Ended Mar 31, 2025

Filed May 2, 2025For Securities:GSGS-PAGS-PCGS-PDGSCE

Summary

Goldman Sachs Group, Inc. (GS) reported strong results for the first quarter of 2025, with net earnings of $4.74 billion, a significant increase from $4.13 billion in the first quarter of 2024. Diluted earnings per share (EPS) also saw a substantial rise to $14.12 from $11.58 year-over-year. This performance was driven by an increase in net revenues to $15.06 billion, up 6% from the prior year period, primarily due to robust growth in the Global Banking & Markets segment, particularly in Equities, and a solid increase in Asset & Wealth Management's management and other fees. The firm's efficiency ratio remained stable at 60.6%, indicating effective cost management. Capital returned to shareholders was substantial, with $5.34 billion deployed in share repurchases and dividends. The company's Common Equity Tier 1 (CET1) capital ratio remains strong, demonstrating a solid capital position. Despite a challenging macroeconomic environment marked by inflation and geopolitical concerns, Goldman Sachs navigated these conditions effectively, showcasing resilience and profitable growth across its key business segments.

Financial Statements
Beta
Interest Expense$16.49B
Net Income$4.74B
EPS (Basic)$14.25
EPS (Diluted)$14.12
Shares Outstanding (Basic)320.80M
Shares Outstanding (Diluted)324.50M

Key Highlights

  • 1Net earnings increased by 14.7% to $4.74 billion compared to $4.13 billion in the prior year quarter.
  • 2Diluted EPS grew by 22.0% to $14.12 from $11.58 year-over-year.
  • 3Total net revenues rose by 6.0% to $15.06 billion, driven by strength in Global Banking & Markets (up 10%) and Asset & Wealth Management (up 11% in management and other fees).
  • 4The firm returned $5.34 billion to shareholders through share repurchases ($4.36 billion) and dividends ($0.98 billion).
  • 5Common Equity Tier 1 (CET1) capital ratio remained strong at 14.8% (Standardized) and 15.5% (Advanced), well above regulatory minimums.
  • 6Provision for credit losses decreased by 9.7% to $287 million, reflecting improved credit performance in certain portfolios.
  • 7Operating expenses increased by 5.2% to $9.13 billion, primarily due to higher transaction-based expenses and compensation, but the efficiency ratio remained stable at 60.6%.

Frequently Asked Questions