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10-QPeriod: Q1 FY2022

Robinhood Markets, Inc. Quarterly Report for Q1 Ended Mar 31, 2022

Filed May 6, 2022For Securities:HOOD

Summary

Robinhood Markets, Inc. reported a net loss of $392 million for the first quarter of 2022, a significant improvement from the $1.4 billion net loss in the same period of 2021. This improvement was largely driven by the absence of a substantial $1.5 billion charge related to the fair value of convertible notes and warrants that impacted the prior year's results. Total net revenues decreased by 43% year-over-year to $299 million, reflecting a challenging market environment that reduced trading volumes across all asset classes. The company experienced a decline in Monthly Active Users (MAU) to 15.9 million from 17.7 million, alongside a significant drop in Average Revenue Per User (ARPU) by 62%. Despite these headwinds, Robinhood managed to grow its Net Cumulative Funded Accounts to 22.8 million, a 27% increase year-over-year. The company is also navigating increased operating expenses, particularly in technology and development and general and administrative functions, partly due to substantial share-based compensation expenses. Management indicates sufficient liquidity for the next 12 months and has announced a workforce reduction impacting approximately 9% of employees to improve efficiency.

Financial Statements
Beta
Revenue$299.00M
Operating Expenses$690.00M
Net Income-$392.00M
EPS (Basic)$-0.45
EPS (Diluted)$-0.45
Shares Outstanding (Basic)867.77M
Shares Outstanding (Diluted)867.77M

Key Highlights

  • 1Net loss improved significantly to $392 million from $1.4 billion in the prior year, primarily due to the absence of a large fair value adjustment on convertible notes and warrants.
  • 2Total net revenues decreased by 43% to $299 million, reflecting lower trading volumes and market volatility impacting transaction-based revenues.
  • 3Monthly Active Users (MAU) declined by 10% year-over-year to 15.9 million, and Average Revenue Per User (ARPU) dropped by 62% to $53.
  • 4Net Cumulative Funded Accounts increased by 27% year-over-year to 22.8 million, indicating continued user base growth.
  • 5Operating expenses increased by 49% to $690 million, driven by higher technology and development, operations, and general and administrative costs, including significant share-based compensation.
  • 6The company announced a workforce reduction of approximately 330 employees (9% of headcount) to improve efficiency and operating costs.
  • 7Robinhood is acquiring Ziglu Limited, a U.K.-based crypto firm, for approximately $170 million, subject to regulatory approval.

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