01—Abstract
Summary
Summary of the 10-K/A filed June 26, 1995. Cited figures are marked; the original filing is the authoritative source.
The document provided is not a JPMorgan Chase & Co. 10-K.
It is a Form 10-K/A filed by Chemical Banking Corporation (270 Park Avenue, New York; IRS No. 13-2624428; Commission file number 1-5805) for the fiscal year ended December 31, 1994. The amendment adds one exhibit, Exhibit 22.1, which is the Form 11-K annual report for the Savings Incentive Plan of Chemical Bank and Certain Affiliated Companies. The document is dated June 21, 1995 and is signed by Joseph L.
Sclafani, Controller, as principal accounting officer of the plan. Chemical Banking Corporation later merged with Chase Manhattan to form JPMorgan Chase in 1996, but this filing predates that merger and does not belong to JPMorgan Chase & Co. as filed. The excerpt contains no bank-level financial statements, earnings, balance sheet, capital ratios, or risk disclosures.
Its content is limited to the cover page, the amendment statement, and the plan's administrative signature. It is a benefit-plan administrative filing, so it offers little direct insight into the bank's financial condition or investment merits.
For JPMorgan Chase & Co. (JPM) analysis, investors should obtain the correct filing, such as the company's full 10-K for a relevant fiscal year, and review its audited financial statements, MD&A, and risk factors. This excerpt should not be used to draw conclusions about JPM's 1995 performance.
02—Key points
Key Highlights
- Misidentified filing: the document is Chemical Banking Corporation's Form 10-K/A (Commission file 1-5805), not a JPMorgan Chase & Co. 10-K.
- Fiscal year covered: December 31, 1994, with the amendment filed around June 26, 1995 (plan signature dated June 21, 1995).
- Purpose of amendment: adds Exhibit 22.1, the Form 11-K annual report for the Savings Incentive Plan of Chemical Bank and Certain Affiliated Companies.
- The 11-K's financial statements were filed separately under Form SE, so the excerpt contains no plan financial data.
- No bank financial results, balance sheet, capital, credit quality, or risk disclosures appear in the provided text.
- Relevance to JPM: the filing predates the 1996 Chemical Banking and Chase Manhattan merger that formed JPMorgan Chase, so it is not a source for JPM's own financials.
03—Questions
Frequently Asked Questions
Is this filing a 10-K from JPMorgan Chase & Co.?
No. The filing is a Form 10-K/A from Chemical Banking Corporation, a different registrant. Chemical Banking later merged with Chase Manhattan in 1996 to form JPMorgan Chase, but this document predates that combination.
What does this amendment actually change?
It adds Exhibit 22.1, the Form 11-K annual report for the Savings Incentive Plan of Chemical Bank and Certain Affiliated Companies for fiscal year 1994. It does not restate or change the bank's own 10-K financial statements.
Where are the plan's financial statements?
The 11-K states that the plan's financials were filed under Form SE, so they are not included in the text provided.
Does this filing tell investors anything about JPM's financial health?
No. It is an employee benefit plan filing with no bank-level earnings, capital, asset quality, or risk information. Investors should review JPMorgan Chase & Co.'s own annual report filings instead.
04—Continue