01—Abstract
Summary
Summary of the 10-K filed February 13, 2026. Cited figures are marked; the original filing is the authoritative source.
JPMorgan Chase & Co. (JPM) reported its 2025 fiscal year results, showcasing significant growth in assets to $4.4 trillion and stockholders' equity to $362.4 billiona.
The company operates across three main segments: Consumer & Community Banking (CCB), Commercial & Investment Bank (CIB), and Asset & Wealth Management (AWM), with Corporate activities comprising the remainder. The firm is subject to extensive global regulation, including capital and liquidity requirements consistent with Basel III. Recent regulatory proposals in the U.S. aim to amend risk-based capital frameworks, and the firm continues to monitor these developments.
Supervisory stress testing, including CCAR, remains a key component of capital planning, with updated requirements expected in 2027 based on revised models. JPM's global workforce stands at 318,512 employees across 66 countries.
The company emphasizes attracting and retaining talent through competitive compensation and robust benefit programs. The risk factor disclosures highlight a broad range of risks including legal, regulatory, market, credit, liquidity, operational, strategic, conduct, reputation, country, and people risks, underscoring the complex and dynamic environment in which the firm operates.
02—Key points
Key Highlights
- JPMorgan Chase & Co. reported $4.4 trillion in assets and $362.4 billion in stockholders' equity as of December 31, 2025.
- The firm operates across three primary segments: Consumer & Community Banking (CCB), Commercial & Investment Bank (CIB), and Asset & Wealth Management (AWM).
- JPM is subject to extensive global regulation, including Basel III capital and liquidity requirements, and is actively monitoring proposed U.S. regulatory changes to capital frameworks.
- The company employs a global workforce of 318,512 individuals across 66 countries, with a focus on talent development and retention.
- The company's risk factor disclosures cover a wide array of risks including legal, regulatory, market, credit, liquidity, operational, strategic, conduct, reputation, country, and people risks.
03—One dollar
04—Financials
Financial Highlights
Figures from 10-KFY2025filed February 13, 2026Financial Statements
FY2025 against FY2024
| Line item | FY2025FY2024 | Change |
|---|---|---|
| Revenue | $182.45B$177.56B | +2.8% |
| Net Income | $57.00B$58.50B | −2.6% |
| EPS (Basic) | $20.05$19.79 | +1.3% |
| EPS (Diluted) | $20.02$19.75 | +1.4% |
| Shares Outstanding (Basic) | 2.78B2.87B | −3.4% |
| Shares Outstanding (Diluted) | 2.78B2.88B | −3.4% |
05—Questions
Frequently Asked Questions
What were JPMorgan Chase's total assets and stockholders' equity as of December 31, 2025?
As of December 31, 2025, JPMorgan Chase & Co. reported $4.4 trillion in total assets and $362.4 billion in total stockholders' equity.
How is JPMorgan Chase structured, and what are its main business segments?
JPMorgan Chase & Co. is structured into three main reportable business segments: Consumer & Community Banking (CCB), Commercial & Investment Bank (CIB), and Asset & Wealth Management (AWM). Activities not allocated to these segments are included in Corporate.
What is the company's approach to regulatory capital and stress testing?
JPMorgan Chase operates under extensive global regulation, adhering to capital and liquidity requirements consistent with Basel III. The firm is subject to supervisory stress testing, including CCAR, and is monitoring ongoing regulatory developments that may impact capital frameworks, with updated models expected in 2027.
How many employees does JPMorgan Chase have globally, and where are they located?
JPMorgan Chase employs 318,512 individuals globally, with operations spanning 66 countries. Approximately 58% of its workforce is located in the U.S.
What are the primary types of risks that JPMorgan Chase identifies in its operations?
JPMorgan Chase's risk factor disclosures highlight a comprehensive range of risks, including legal, regulatory, market, credit, liquidity, operational, strategic, conduct, reputation, country, and people risks.
06—Continue