8-K/ARegulation FDExhibits & Filings

JPMORGAN CHASE & CO 8-K/A Report, Regulation FD Disclosure (Jan 19, 2005)

Filed January 19, 2005For Securities:JPMJPM-PCJPM-PDJPM-PKJPM-PLJPM-PMJPM-PJAMJBVYLD

Summary

This 8-K/A filing from JPMORGAN CHASE & CO (JPM) amends prior filings to provide unaudited pro forma combined historical financial information. This information is intended to help investors understand the potential financial picture of the combined entity had the merger with Bank One Corporation been effective from earlier dates, specifically for the years ended December 31, 2004 and 2003. The Bank One merger became effective on July 1, 2004, with its results being incorporated from that date onwards. The pro forma data supplements the reported financials, offering a hypothetical view of the combined company's performance and position as if the merger had occurred at an earlier point in time. Investors should note that this pro forma information is supplementary and not necessarily indicative of actual future results or the precise financial outcome had the merger been consummated earlier.

Key Highlights

  • 1JPMorgan Chase & Co. (JPM) is filing an amendment to its 8-K report to provide unaudited pro forma combined historical financial information.
  • 2The pro forma information is designed to show how the combined company, post-merger with Bank One Corporation, might have appeared financially if the merger had been completed earlier than its effective date of July 1, 2004.
  • 3Key pro forma data pertains to the years ended December 31, 2004 and 2003, as well as interim periods ending June 30, 2004.
  • 4The merger with Bank One Corporation officially became effective on July 1, 2004.
  • 5This supplementary financial information is being furnished under Regulation FD to aid investor understanding.
  • 6The filing clarifies that the pro forma data is illustrative and not necessarily reflective of actual combined results or future performance.

Frequently Asked Questions

The primary purpose of this filing is to provide investors with unaudited pro forma combined historical financial information. This information illustrates how JPMorgan Chase & Co. and Bank One Corporation's financial results might have looked had their merger been completed at an earlier date, specifically for comparative periods before the official merger effective date of July 1, 2004.

The merger between Bank One Corporation and JPMorgan Chase & Co. became effective on July 1, 2004.

The pro forma combined historical financial information primarily covers the years ended December 31, 2004 and 2003, and also includes supplementary information for the six quarters ending June 30, 2004.

No, investors should not treat this pro forma data as actual historical results. It is explicitly stated as unaudited, supplementary information intended to help understand the potential combined financial picture. It is not necessarily indicative of the actual combined results of operations or financial position that would have resulted had the merger been completed at the beginning of the presented periods, nor is it indicative of future results.