Early Access

10-QPeriod: Q3 FY2014

METLIFE INC Quarterly Report for Q3 Ended Sep 30, 2014

Filed November 6, 2014For Securities:METMET-PEMET-PFMET-PA

Summary

MetLife Inc.'s Q3 2014 filing (as of September 30, 2014) shows a solid increase in net income attributable to common shareholders, reaching $2.064 billion, up significantly from $942 million in the same period of the prior year. This growth was largely driven by a favorable swing in net derivative gains (losses), which moved from a loss of $546 million to a gain of $478 million, and a substantial increase in income from continuing operations before taxes, climbing to $2.952 billion from $976 million year-over-year. The company's total assets grew to $908.6 billion, reflecting an increase in investments, particularly fixed maturity securities available-for-sale. Key operating segments, including Americas (Retail, Group, Voluntary & Worksite Benefits, Corporate Benefit Funding, Latin America), Asia, and EMEA, all contributed to profitability. However, specific product sales showed mixed performance, with declines in variable annuity and certain Japan-based products due to pricing discipline, while other areas like group benefits and Latin America showed growth. The company continues to manage its investment portfolio strategically amidst a low interest rate environment and is navigating evolving regulatory landscapes globally, including potential designations as a non-bank SIFI.

Financial Statements
Beta
Revenue$18.85B
Operating Expenses$4.22B
Operating Income$4.70B
Net Income$2.09B
EPS (Basic)$1.83
EPS (Diluted)$1.81
Shares Outstanding (Basic)1.13B
Shares Outstanding (Diluted)1.14B

Key Highlights

  • 1Net income available to common shareholders significantly increased to $2.064 billion for the three months ended September 30, 2014, compared to $942 million in the prior year period.
  • 2Total assets grew to $908.6 billion, up from $885.3 billion at the end of 2013, primarily driven by an increase in total investments.
  • 3The company reported a substantial positive swing in net derivative gains (losses), moving from a loss of $546 million in Q3 2013 to a gain of $478 million in Q3 2014.
  • 4Operating earnings available to common shareholders increased to $1.825 billion for the three months ended September 30, 2014, up from $1.495 billion in the prior year period.
  • 5MetLife Inc. repurchased approximately 8.2 million shares of common stock for $443 million during the first nine months of 2014, under its common stock repurchase program.
  • 6The company reported strong performance in its Latin America segment, with operating earnings increasing by $19 million year-over-year for the third quarter.
  • 7MetLife Inc. received regulatory approval to merge three U.S.-based life insurance companies and a former offshore reinsurance subsidiary, expected to occur in Q4 2014.

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