Early Access

10-QPeriod: Q3 FY2016

METLIFE INC Quarterly Report for Q3 Ended Sep 30, 2016

Filed November 3, 2016For Securities:METMET-PEMET-PFMET-PA

Summary

MetLife, Inc. (MET) reported its financial results for the third quarter and the first nine months of 2016. The company experienced a net income attributable to common shareholders of $571 million ($0.51 per diluted share) for the three months ended September 30, 2016, a decrease from $1,197 million ($1.06 per diluted share) in the same period last year. For the nine months ended September 30, 2016, net income attributable to common shareholders was $2,830 million ($2.55 per diluted share), down from $4,367 million ($3.86 per diluted share) for the same period in 2015. The company's results were impacted by several factors, including unfavorable net derivative gains (losses) and a goodwill impairment charge of $260 million related to the Brighthouse Financial segment. The company also noted a $296 million net of tax charge due to business re-segmentation in preparation for the separation of its U.S. retail business. Despite these headwinds, operating earnings available to common shareholders saw an increase in the third quarter of 2016 compared to the prior year, driven by higher net investment income and lower expenses, though this was partially offset by refinements to deferred policy acquisition costs and certain insurance-related liabilities, as well as unfavorable underwriting. The company is progressing with its strategic plan to separate its U.S. retail business into Brighthouse Financial, a move that is expected to reshape its business segments and financial profile.

Financial Statements
Beta
Revenue$15.81B
Operating Expenses$3.22B
Operating Income$4.21B
Net Income$542.00M
EPS (Basic)$0.49
EPS (Diluted)$0.48
Shares Outstanding (Basic)1.10B
Shares Outstanding (Diluted)1.11B

Key Highlights

  • 1MetLife reported a net income of $571 million ($0.51/diluted share) for Q3 2016, down from $1,197 million ($1.06/diluted share) in Q3 2015.
  • 2Nine-month net income attributable to common shareholders was $2,830 million ($2.55/diluted share), compared to $4,367 million ($3.86/diluted share) in the prior year.
  • 3The company recorded a $260 million goodwill impairment charge related to the Brighthouse Financial segment.
  • 4A business re-segmentation in preparation for the separation of the U.S. retail business resulted in a $296 million (net of tax) charge to earnings.
  • 5Operating earnings available to common shareholders increased by $716 million (net of tax) in Q3 2016 compared to Q3 2015, driven by higher net investment income and lower expenses.
  • 6The company completed the sale of its U.S. retail advisor force in July 2016 for $291 million.
  • 7MetLife is continuing with its plan to separate its U.S. retail business into Brighthouse Financial.

Frequently Asked Questions