Early Access

10-QPeriod: Q3 FY2024

METLIFE INC Quarterly Report for Q3 Ended Sep 30, 2024

Filed November 1, 2024For Securities:METMET-PEMET-PFMET-PA

Summary

MetLife Inc. reported strong financial results for the nine months ended September 30, 2024, with net income available to common shareholders increasing significantly to $2.99 billion from $806 million in the prior year period. This growth was driven by a substantial improvement in net investment gains and a favorable shift in net derivative gains (losses), partially offset by unfavorable market risk benefit remeasurement (gains) losses and higher income tax expenses. Adjusted earnings available to common shareholders also showed resilience, increasing to $4.34 billion from $4.16 billion year-over-year, reflecting strong underlying business performance across most segments, although impacted by a reinsurance transaction and market factors. The company's total assets grew to $704.98 billion from $687.58 billion at the end of 2023, supported by growth in investments and policyholder account balances. Total liabilities also increased, primarily driven by higher future policy benefits and policyholder account balances. MetLife continues to execute its capital management strategy, with share repurchases totaling $2.8 billion for the nine-month period, demonstrating a commitment to returning capital to shareholders. The company maintains a strong liquidity position, with $21.77 billion in cash and cash equivalents as of September 30, 2024.

Financial Statements
Beta
Revenue$18.44B
Operating Expenses$3.26B
Operating Income$1.44B
Net Income$1.34B
EPS (Basic)$1.82
EPS (Diluted)$1.81
Shares Outstanding (Basic)699.30M
Shares Outstanding (Diluted)703.70M

Key Highlights

  • 1MetLife reported a significant increase in Net Income Available to Common Shareholders, reaching $1.28 billion for the third quarter of 2024, a substantial rise from $422 million in the same period last year.
  • 2Adjusted Earnings Available to Common Shareholders were $1.38 billion for Q3 2024, a slight decrease from $1.49 billion in Q3 2023, indicating stable underlying business performance.
  • 3Total Assets grew to $704.98 billion as of September 30, 2024, up from $687.58 billion at the end of 2023, driven by increases in investments and policyholder account balances.
  • 4Net investment income increased to $5.23 billion for the quarter, up from $4.83 billion in the prior year period, reflecting favorable market conditions and higher yields.
  • 5The company repurchased approximately $2.8 billion of common stock during the nine months ended September 30, 2024, demonstrating a commitment to capital return to shareholders.
  • 6Cash and cash equivalents stood at $21.77 billion as of September 30, 2024, indicating a strong liquidity position.
  • 7The company's diverse segments, including Group Benefits, Retirement and Income Solutions (RIS), and Asia, all contributed positively to adjusted earnings, showcasing operational resilience.

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