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10-QPeriod: Q2 FY2020

PNC FINANCIAL SERVICES GROUP, INC. Quarterly Report for Q2 Ended Jun 30, 2020

Filed August 4, 2020For Securities:PNC

Summary

PNC Financial Services Group, Inc. (PNC) filed its Form 10-Q for the period ending June 29, 2020. The filing indicates that there are no material changes to the risk factors previously disclosed. A key point for investors is the company's stock repurchase activity. PNC repurchased a nominal amount of shares in April 2020, primarily to cover employee benefit plan requirements, at an average price of $101.50. However, the company announced a temporary suspension of its common stock repurchase program in March 2020, which was set to continue through the third quarter of 2020, in alignment with the Federal Reserve's efforts to support the economy during the pandemic. This suspension, with the exception of shares to offset employee benefit plan impacts, reflects a cautious approach to capital management amidst economic uncertainty.

Financial Statements
Beta
Revenue$4.08B
Operating Income$1.00M
Interest Expense$328.00M
Net Income$3.65B
EPS (Basic)$8.40
EPS (Diluted)$8.40
Shares Outstanding (Basic)426.00M
Shares Outstanding (Diluted)426.00M

Key Highlights

  • 1No material changes to previously disclosed risk factors.
  • 2PNC repurchased only 16 shares of common stock in April 2020, primarily for employee benefit plans, at an average price of $101.50.
  • 3The company officially suspended its common stock repurchase program effective March 16, 2020, due to the COVID-19 pandemic and in conjunction with Federal Reserve guidance.
  • 4The stock repurchase suspension was expected to continue through the third quarter of 2020, with limited exceptions for employee benefit plan shares.
  • 5The company references previously disclosed legal proceedings in Note 14 of its Consolidated Financial Statements.
  • 6There were no unregistered sales of equity securities during the period.
  • 7The filing details the company's ongoing stock repurchase authorization, which had a maximum of 76,028 shares that could yet be purchased under its programs prior to the suspension.

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