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10-QPeriod: Q2 FY2025

PNC FINANCIAL SERVICES GROUP, INC. Quarterly Report for Q2 Ended Jun 30, 2025

Filed August 1, 2025For Securities:PNC

Summary

PNC Financial Services Group, Inc. (PNC) filed its quarterly report for the period ending June 29, 2025. The filing indicates no material changes to the previously disclosed risk factors. A key operational highlight is the company's continued share repurchase program, with approximately 1.98 million shares repurchased during the second quarter of 2025 for a total of $335.4 million. The average price paid per share was $169.25. The company also provided forward-looking guidance on its share repurchase activity for the third quarter of 2025, expecting it to be in the range of $300 million to $400 million, subject to market and economic conditions. This reflects a strategic approach to capital return, with about 39% of the authorized 100 million common share repurchase program still available as of June 30, 2025. PNC's Stress Capital Buffer (SCB) is set to remain at the regulatory minimum of 2.5% for the upcoming four-quarter period.

Financial Statements
Beta
Revenue$5.66B
Net Income$1.64B
EPS (Basic)$3.86
EPS (Diluted)$3.85
Shares Outstanding (Basic)397.00M
Shares Outstanding (Diluted)397.00M

Key Highlights

  • 1PNC repurchased approximately 1.98 million shares of its common stock in Q2 2025, totaling $335.4 million.
  • 2Average share repurchase price in Q2 2025 was $169.25.
  • 3The company anticipates share repurchases between $300 million and $400 million in Q3 2025.
  • 4Approximately 39% of the authorized 100 million share repurchase program remains available as of June 30, 2025.
  • 5PNC's Stress Capital Buffer (SCB) will remain at the regulatory minimum of 2.5% for the period beginning October 1, 2025.
  • 6No material changes to previously disclosed risk factors were reported.
  • 7No unregistered sales of equity securities occurred during the quarter.

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