What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to officially report and make public the financial results and business performance of The PNC Financial Services Group, Inc. for the fourth quarter and full year ended December 31, 2004, as previously communicated through a press release and investor conference call.

Where can I find the detailed financial information discussed in this report?

Detailed financial information, including the unaudited Financial Supplement for the Fourth Quarter and Full Year 2004, is available as Exhibit 99.1 to this 8-K filing and was also provided on PNC's corporate website.

Does this filing contain new financial performance data or commentary?

This filing does not introduce entirely new data. Instead, it incorporates by reference financial information and commentary that PNC had already released to the public via a press release and investor conference call on January 21, 2005.

PNC 8-K: Earnings & Results

Summary

PNC Financial Services Group, Inc. (PNC) filed an 8-K on January 21, 2005, to report on its fourth quarter and full year 2004 earnings and business results. The company issued a press release and held an investor conference call on January 21, 2005, to discuss these results, with supplementary financial information made available on its corporate website. This filing primarily serves to incorporate these public disclosures into the official record with the SEC.

Key Highlights

1PNC announced its financial results for the fourth quarter and full year ended December 31, 2004.
2The company held an investor conference call to discuss its earnings and business performance.
3Supplementary financial information related to the earnings release and conference call was provided on PNC's corporate website.
4This 8-K filing primarily serves to provide public notice and official filing of the disclosed financial information.
5Exhibit 99.1 contains the unaudited Financial Supplement for the Fourth Quarter and Full Year 2004.

PNC FINANCIAL SERVICES GROUP, INC. 8-K Report, Financial Results (Jan 21, 2005)

Summary

Key Highlights

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