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10-QPeriod: Q1 FY2019

PayPal Holdings, Inc. Quarterly Report for Q1 Ended Mar 31, 2019

Filed April 25, 2019For Securities:PYPL

Summary

PayPal Holdings, Inc. reported its first-quarter 2019 financial results, showcasing robust revenue growth driven by expanding transaction volumes. Net revenues increased by 12% year-over-year, reaching $4.13 billion, primarily fueled by a 22% surge in Total Payment Volume (TPV). This growth was supported by a 17% increase in transaction revenues, though offset by a 19% decline in other value-added services, largely due to the sale of the U.S. consumer credit receivables portfolio. The company managed its operating expenses effectively, with a 15% increase that was slightly higher than revenue growth, leading to a marginal 3% decrease in operating income. However, a significant increase in other income, driven by unrealized gains on strategic investments, substantially boosted net income by 31% to $667 million. Diluted EPS also saw a healthy increase of 34% to $0.56. The company's cash flow from operations turned positive in the quarter, indicating improved operational cash generation.

Financial Statements
Beta
Revenue$4.13B
Operating Expenses$3.61B
Operating Income$518.00M
Interest Expense$22.00M
Net Income$667.00M
EPS (Basic)$0.57
EPS (Diluted)$0.56
Shares Outstanding (Basic)1.17B
Shares Outstanding (Diluted)1.19B

Key Highlights

  • 1Net revenues grew 12% year-over-year to $4.13 billion, driven by a 22% increase in Total Payment Volume (TPV).
  • 2Transaction revenues increased by 17%, while other value-added services saw a 19% decrease, largely due to the sale of the U.S. consumer credit receivables portfolio.
  • 3Operating income saw a slight decrease of 3% to $518 million, as operating expenses grew faster than revenues.
  • 4Net income surged by 31% to $667 million, significantly boosted by $180 million in unrealized gains from strategic investments.
  • 5Diluted earnings per share (EPS) increased by 34% to $0.56.
  • 6The company generated positive cash flow from operating activities of $1.03 billion, a significant improvement from a negative $349 million in the prior year's quarter.
  • 7Cash and cash equivalents decreased from $7.58 billion at the end of 2018 to $4.52 billion at the end of Q1 2019, reflecting significant investments and share repurchases.

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