8-KOther EventsExhibits & Filings

Rocket Companies, Inc. 8-K Report, Corporate Update (Jun 9, 2026)

Filed June 9, 2026For Securities:RKT

Summary

Rocket Companies, Inc. announced on June 9, 2026, a private offering to raise $1.2 billion in aggregate principal amount of senior notes, split equally between 2031 and 2034 maturities. The primary purpose of this offering is to refinance existing debt, specifically targeting Rocket Mortgage, LLC's 2.875% Senior Notes due 2026 and other outstanding indebtedness of the company and its subsidiaries. This strategic move aims to extend the company's debt maturity profile and potentially lower interest expenses. In addition to the debt offering, the filing includes significant updates related to the previously completed acquisition of Mr. Cooper Group Inc. Investors will find historical financial statements for Mr. Cooper and pro forma combined financial information for Rocket Companies, reflecting the impact of the Mr. Cooper acquisition. These financial disclosures are crucial for understanding the combined entity's financial position and performance going forward.

Key Highlights

  • 1Rocket Companies is raising $1.2 billion through a private offering of senior notes due 2031 and 2034.
  • 2Proceeds will be used to repay Rocket Mortgage's 2.875% Senior Notes due 2026 and other subsidiary debt.
  • 3The offering is conducted as a private placement to qualified institutional buyers and certain non-U.S. persons, not registered with the SEC.
  • 4The filing includes historical financial statements for the acquired Mr. Cooper Group Inc.
  • 5Unaudited pro forma combined financial information reflecting the Mr. Cooper acquisition is provided.
  • 6These financial statements are for the periods ending March 31, 2026, and December 31, 2025, offering a look at the combined entity.
  • 7The company reiterates its forward-looking statements are subject to risks and uncertainties, as detailed in its 10-K and 10-Q filings.

Frequently Asked Questions

The primary purpose of the offering is to refinance existing debt, specifically to repay Rocket Mortgage, LLC's 2.875% Senior Notes due 2026 and other indebtedness of Rocket Companies and its subsidiaries. This will help manage the company's debt maturity profile and financial obligations.

The notes are being offered and sold only to persons reasonably believed to be qualified institutional buyers (QIBs) in the United States, in reliance on Rule 144A, and to certain non-U.S. persons in transactions outside the United States, in reliance on Regulation S. They are not registered with the SEC.

The filing includes the historical unaudited condensed consolidated financial statements of Mr. Cooper Group Inc. (acquired by Rocket Companies) and unaudited pro forma combined financial information for Rocket Companies, giving effect to the Mr. Cooper acquisition. This provides investors with insights into the combined entity's financial performance.

No, this filing does not modify or update the condensed consolidated financial statements of Rocket Companies previously included in its Annual Report on Form 10-K for the year ended December 31, 2025, and its Quarterly Report on Form 10-Q for the three months ended March 31, 2026. It primarily provides information related to the debt offering and financial statements of the acquired entity.