Early Access

10-QPeriod: Q1 FY2015

SCHWAB CHARLES CORP Quarterly Report for Q1 Ended Mar 31, 2015

Filed May 7, 2015For Securities:SCHWSCHW-PDSCHW-PJ

Summary

Charles Schwab Corporation (SCHW) reported its first quarter 2015 financial results, showing a slight decrease in Net Income to $302 million from $326 million in the prior year's quarter, resulting in Diluted Earnings Per Share (EPS) of $0.22, down from $0.24. Despite the dip in net income, the company demonstrated resilience with a 3% increase in total net revenues to $1.526 billion, driven by growth in asset management and administration fees and net interest revenue, although trading revenue saw a decline. The company also experienced strong client momentum, with total client assets reaching $2.52 trillion, a 9% increase year-over-year, and adding 274,000 new brokerage accounts. Management highlighted continued focus on client acquisition and asset growth, while managing expenses effectively, though expenses excluding interest rose 9% primarily due to increased compensation and professional services.

Financial Statements
Beta
Revenue$1.53B
Interest Expense$29.00M
Net Income$302.00M
EPS (Basic)$0.22
EPS (Diluted)$0.22
Shares Outstanding (Basic)1.31B
Shares Outstanding (Diluted)1.32B

Key Highlights

  • 1Net income for the quarter was $302 million, a decrease from $326 million in Q1 2014.
  • 2Diluted Earnings Per Share (EPS) was $0.22, down from $0.24 in the prior year's quarter.
  • 3Total net revenues increased by 3% to $1.526 billion, driven by growth in asset management/administration fees and net interest revenue.
  • 4Client assets grew 9% year-over-year to $2.52 trillion, indicating strong client acquisition and retention.
  • 5Expenses excluding interest rose 9% to $1.042 billion, mainly due to higher compensation, benefits, and professional services costs.
  • 6The company maintained robust capital levels, with Schwab Bank considered 'well capitalized' by regulatory standards.
  • 7Despite a slight decrease in net income, the company's core business showed positive trends in client growth and asset accumulation.

Frequently Asked Questions