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SCHWAB CHARLES CORP 8-K Report, Corporate Update (May 21, 2026)

Filed May 21, 2026For Securities:SCHWSCHW-PDSCHW-PJ

Summary

The Charles Schwab Corporation (SCHW) announced on May 21, 2026, the successful issuance of senior notes totaling $2.25 billion. This offering includes $1 billion of 4.744% Fixed-to-Floating Rate Senior Notes due 2030 and $1.25 billion of 5.493% Fixed-to-Floating Rate Senior Notes due 2030. The net proceeds from this transaction are approximately $2,236 million, intended to support the company's general corporate purposes and further strengthen its financial position. The issuance was structured under an existing Senior Indenture and a new Second Supplemental Indenture, with the offering details outlined in a prospectus supplement. This move indicates Schwab's ongoing strategy to manage its capital structure and potentially fund growth initiatives or ongoing operational needs. Investors should note the fixed-to-floating rate nature of these notes, which introduces potential variability in future interest payments.

Key Highlights

  • 1Schwab issued $1 billion in 4.744% Fixed-to-Floating Rate Senior Notes due 2030.
  • 2Schwab issued $1.25 billion in 5.493% Fixed-to-Floating Rate Senior Notes due 2030.
  • 3Total aggregate principal amount of the offering is $2.25 billion.
  • 4Net proceeds from the offering are approximately $2,236 million.
  • 5Proceeds are intended for general corporate purposes.
  • 6The notes were issued under a Senior Indenture and a Second Supplemental Indenture.
  • 7The offering was conducted with several prominent underwriters, including BofA Securities, Citigroup, Goldman Sachs, J.P. Morgan, and Wells Fargo.

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