10-QPeriod: Q1 FY2013

STATE STREET CORP Quarterly Report for Q1 Ended Mar 31, 2013

Filed May 3, 2013For Securities:STTSTT-PG

Summary

State Street Corporation (STT) reported a modest 1% increase in total revenue to $2.44 billion for the first quarter of 2013, driven by a 4% rise in total fee revenue, primarily from servicing and management fees. This growth was partially offset by an 8% decline in net interest revenue. Net income saw a healthy 9% increase to $464 million, resulting in diluted earnings per share of $0.98, up from $0.85 in the prior year's first quarter. The company's balance sheet experienced growth, with total assets increasing, reflecting stronger market valuations and net new business installations. Capital ratios remained strong, with Tier 1 capital significantly exceeding regulatory requirements. The company announced its Board of Directors approved a new common stock purchase program of up to $2.10 billion, following the full execution of a previous $1.80 billion program. Despite a challenging net interest revenue environment due to lower global market rates, State Street's core fee-based businesses demonstrated resilience. The Business Operations and Information Technology Transformation program is progressing, with ongoing expense savings contributing to operational efficiency.

Financial Statements
Beta
Revenue$2.44B
Interest Expense$111.00M
Net Income$464.00M
EPS (Basic)$1.00
EPS (Diluted)$0.98
Shares Outstanding (Basic)454.31M
Shares Outstanding (Diluted)462.75M

Key Highlights

  • 1Total revenue increased 1% year-over-year to $2.44 billion.
  • 2Total fee revenue grew 4% to $1.86 billion, driven by servicing and management fees.
  • 3Net interest revenue declined 8% to $576 million due to lower global market rates.
  • 4Net income increased 9% to $464 million, with diluted EPS rising to $0.98.
  • 5The company's Board approved a new $2.10 billion common stock repurchase program.
  • 6Capital ratios remained robust, exceeding regulatory minimums.
  • 7The Business Operations and Information Technology Transformation program continues to yield expense savings.

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