Skip to content
AnalystLens
Back to SYFIncome Statement

Synchrony Financial Net Income 2012-2026 | SYF

Annual FY2012–FY2025 · quarterly through Q3 FY2026

Latest annual · FY2025

$3.55B

+1.5%YoY vs FY2024Source: 10-KFY2025

From $2.12B in FY2012 to $3.55B in FY2025: 1.7× in 13 years.

By quarter▲▼ vs a year before
Fiscal yearQ1Q2Q3Q4
FY26$805M+6.3%$885M−8.5%$892M−17.2%Not reported
FY25$757M−41.5%$967M+50.4%$1.1B+36.5%$751M−3.0%
FY24$1.3B+115.1%$643M+13.0%$789M+25.6%$774M+75.9%
FY23$601M−35.5%$569M−29.2%$628M−10.7%$440M−23.7%
FY22$932M−9.1%$804M−35.3%$703M−38.4%$577M−29.0%
Share27%22%26%25%

Shaded by size: darkest is the largest quarter shown; ringed is the latest reported; a dash marks a quarter with no separate figure. Each quarter sits by its period-end date. Share: its typical part of the fiscal year.

Key Statistics

Trend DirectionStable
CAGR

+20.7%

FY2020
$1.39B
FY2025
$3.55B

5 years selected · on the chart

Net Income History

Year-over-year comparison from 10-K annual reports

  1. $3.55B
YoY changeLargest recent move+204.8%in FY21Latest +1.5%

1 older move runs past ±150% (largest +204.8%); point at, tap or drag across the bars to read one.

Net Income, period by period

PeriodValueChangeSource
FY2025$3.55B+1.5%10-K
FY2024$3.50B+56.3%10-K
FY2023$2.24B−25.8%10-K
FY2022$3.02B−28.5%10-K
FY2021$4.22B+204.8%10-K
FY2020$1.39B−63.0%10-K
FY2019$3.75B+34.3%10-K
FY2018$2.79B+44.2%10-K
FY2017$1.94B−14.0%10-K
FY2016$2.25B+1.7%10-K
FY2015$2.21B+5.0%10-K
FY2014$2.11B+6.6%10-K
FY2013$1.98B−6.6%10-K
FY2012$2.12B—10-K

What is net income?

Net income can be defined as the company's total earnings or profit. It is calculated as revenues minus all expenses including cost of goods sold, operating expenses, interest, and taxes.

What is Synchrony Financial's current net income?

Synchrony Financial (SYF) annual net income for 2025 was $3.55B, a 1.51% increase from 2024. Synchrony Financial net income for the quarter ending September 30, 2026 was $892.0M.

What was Synchrony Financial's net income in 2024?

Synchrony Financial annual net income for 2024 was $3.50B, a 56.34% increase from 2023.

What was Synchrony Financial's net income in 2023?

Synchrony Financial annual net income for 2023 was $2.24B, a 25.80% decline from 2022.

What is Synchrony Financial's 5-year net income CAGR?

Synchrony Financial net income grew at a compound annual growth rate (CAGR) of 20.73% from FY2020 to FY2025, going from $1.39B to $3.55B over 5 years.

Company
Synchrony Financial
Ticker
SYF
Sector
Other
Industry
Finance Services