10-K/APeriod: FY2004

TRUIST FINANCIAL CORP Annual Report (Amendment), Year Ended Oct 18, 2004

Filed October 19, 2004For Securities:TFCTFC-POTFC-PRTFC-PI

Summary

This filing is an Amendment No. 1 to the Annual Report on Form 10-K for BB&T Corporation for the fiscal year ended December 31, 2003, filed on March 8, 2004. The primary purpose of this amendment, filed on October 18, 2004, is to update Exhibit 23(a), specifically the consent of PricewaterhouseCoopers LLP. It's important to note that this amendment does not introduce new financial information or reflect events occurring after the original filing. Investors should understand that this document is not a primary source for financial performance data for 2003 or any subsequent period. Instead, it serves to correct or update a specific exhibit. For detailed financial performance and operational insights, investors should refer to the original Form 10-K filed on March 8, 2004, and any subsequent filings that provide updated financial results and management's discussion and analysis.

Key Highlights

  • 1This is an amendment to a previously filed 10-K for the fiscal year ending December 31, 2003.
  • 2The amendment's sole purpose is to update Exhibit 23(a) (Consent of PricewaterhouseCoopers LLP).
  • 3No new financial data or operational disclosures for the fiscal year 2003 are introduced by this amendment.
  • 4The filing does not reflect events or changes occurring after the original 10-K was filed on March 8, 2004.
  • 5BB&T Corporation confirms it has filed all required reports in the preceding 12 months and is an accelerated filer.
  • 6Key events during the fourth quarter of 2003 reported on Form 8-K included announcements of third quarter earnings and definitive agreements to acquire McGriff, Seibels & Williams, Inc., and Republic Bancshares, Inc.

Frequently Asked Questions

The primary purpose of this Amendment No. 1 to the 10-K filing is to update Exhibit 23(a), which is the consent of PricewaterhouseCoopers LLP. This amendment does not contain new financial performance data or reflect events subsequent to the original 10-K filing.

No, this filing is purely an amendment to update a specific exhibit. It does not provide updated financial results or operational information for BB&T Corporation. Investors should refer to the original Form 10-K filed on March 8, 2004, and any subsequent filings for financial performance.

As of December 31, 2003, BB&T Corporation had 541,942,987 shares of Common Stock outstanding, with an approximate market value of $18.4 billion. The company also confirmed it has filed all required reports during the preceding 12 months and is classified as an accelerated filer.

Yes, the referenced Form 8-K filings during the fourth quarter of 2003 announced BB&T's third quarter 2003 earnings and the signing of definitive agreements to acquire McGriff, Seibels & Williams, Inc., and Republic Bancshares, Inc. Other 8-K filings related to financial calculations and regulatory capital were also noted.