8-KOther Events

TRAVELERS COMPANIES, INC. 8-K Report (Nov 7, 2002)

Filed November 7, 2002For Securities:TRV

Summary

The St. Paul Companies, Inc. has completed the transfer of its continuing reinsurance business and related assets to a newly formed entity, Platinum Underwriters Holdings, Ltd. This transaction involves the contribution of $122 million in cash and approximately $350 million in assets related to transferred insurance reserves to Platinum. In exchange, St. Paul received a 14% ownership stake in Platinum, consisting of six million common shares, and a ten-year option to acquire an additional six million shares at a set price. While St. Paul expects a pre-tax gain from this divestiture, it anticipates an after-tax loss primarily due to the ongoing evaluation of deferred tax assets associated with retained reinsurance liabilities. Investors should note that this transaction significantly restructures St. Paul's reinsurance operations, with potential future impacts dependent on the performance of Platinum and the resolution of deferred tax asset recoverability. The company cautions that actual results may differ from forward-looking statements due to various risks and uncertainties.

Key Highlights

  • 1Completion of transfer of continuing reinsurance business and related assets to Platinum Underwriters Holdings, Ltd.
  • 2St. Paul contributed $122 million cash and $350 million in assets related to reserves to Platinum.
  • 3St. Paul acquired a 14% ownership stake (6 million shares) in Platinum.
  • 4St. Paul obtained a ten-year option to purchase up to 6 million additional Platinum shares at $27 per share.
  • 5St. Paul retains reinsurance liabilities primarily for contracts issued before January 1, 2002.
  • 6Expected pre-tax gain of $18 million to $20 million.
  • 7Estimated after-tax loss of $40 million to $60 million due to deferred tax asset evaluation.

Frequently Asked Questions

The St. Paul Companies transferred its continuing reinsurance business and related assets to Platinum Underwriters Holdings, Ltd. This move is part of a strategic restructuring of its reinsurance operations.

St. Paul received 6 million shares of Platinum common stock, representing a 14% ownership interest, and a ten-year option to acquire an additional 6 million shares at $27 per share. The company also contributed cash and assets related to insurance reserves.

The expected after-tax loss is primarily due to the company's ongoing evaluation of the recoverability of deferred tax assets associated with the reinsurance liabilities that St. Paul retained. The ultimate impact depends on this evaluation.

Investors should be aware of risks related to the valuation of the Platinum share option, the impact of the disposition on financial results, and uncertainties surrounding the recoverability of deferred tax assets. Actual results may differ materially from forward-looking statements.