8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Oct 28, 2004)

Filed October 28, 2004For Securities:TRV

Summary

This 8-K filing by The St. Paul Travelers Companies, Inc. (TRV), dated October 27, 2004, primarily serves to announce the release of the company's third-quarter 2004 financial results. The report indicates that a press release detailing these results, along with a more comprehensive financial supplement, were made available on the company's website on October 27, 2004. Investors seeking to understand TRV's performance during the quarter ending September 30, 2004, should refer to these furnished exhibits (99.1 and 99.2) for detailed operational and financial information. It's important to note that these documents are furnished, not filed, meaning they are not subject to the same liability as filed documents under Section 18 of the Securities Exchange Act of 1934. The filing itself does not contain the actual financial figures but directs investors to the supplemental materials for that data.

Key Highlights

  • 1The St. Paul Travelers Companies, Inc. (TRV) announced its third-quarter 2004 operational results on October 27, 2004.
  • 2Key financial details and operational performance for the quarter ended September 30, 2004, are provided in a separate press release (Exhibit 99.1).
  • 3A detailed third-quarter 2004 financial supplement is also available on the company's website (Exhibit 99.2).
  • 4These documents are furnished as part of the 8-K filing, not formally filed, which has implications for regulatory liability.
  • 5Investors interested in TRV's Q3 2004 performance are directed to review Exhibits 99.1 and 99.2.
  • 6The filing itself is brief and primarily acts as a notification of the availability of more detailed financial information.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce that The St. Paul Travelers Companies, Inc. has released its financial results for the third quarter of 2004 and to make the associated press release and financial supplement available to investors. It serves as a notification and directs interested parties to where they can find detailed information.

The actual financial results and detailed operational information are contained within the press release (Exhibit 99.1) and the Third Quarter 2004 Financial Supplement (Exhibit 99.2) that were furnished with this 8-K filing. These documents were made available on the company's website on October 27, 2004.

No, the press release and financial supplement are furnished, not filed, with the SEC. According to the filing, this means they are not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934, nor are they automatically incorporated by reference into other SEC filings, unless expressly stated.

This report and its accompanying exhibits cover the financial results for the third quarter of 2004, which ended on September 30, 2004.