8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Feb 1, 2005)

Filed February 1, 2005For Securities:TRV

Summary

The St. Paul Travelers Companies, Inc. filed an 8-K report on January 31, 2005, to disclose its fourth quarter and full-year 2004 financial results and the outcome of its asbestos review. The report primarily serves to furnish a press release and a financial supplement that detail these results, making them available to investors. This filing is crucial for understanding the company's recent financial performance and any material impacts from its asbestos claims liabilities. Investors should pay close attention to the information within the furnished press release and financial supplement for detailed figures on revenues, earnings, and any adjustments or reserves related to asbestos exposures. The timing of this report, shortly after the quarter's close, indicates a proactive approach by the company in communicating its financial standing and significant operational outcomes.

Key Highlights

  • 1The company reported its financial results for the quarter ended December 31, 2004.
  • 2An announcement regarding the results of the company's asbestos review was made.
  • 3A press release dated January 31, 2005, detailing these results was issued.
  • 4A fourth-quarter 2004 financial supplement was made available on the company's website.
  • 5Both the press release and financial supplement are furnished as exhibits to this 8-K filing.
  • 6The information furnished is not considered 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934, unless expressly incorporated into a future filing.

Frequently Asked Questions

The 8-K filing itself does not contain the specific financial figures. Investors need to refer to Exhibit 99.1 (the press release) and Exhibit 99.2 (the financial supplement) furnished with this report for detailed information on the company's fourth quarter and full-year 2004 financial results.

The filing indicates that the results of the asbestos review were announced in the press release (Exhibit 99.1). For the specific details and any financial implications stemming from this review, investors should consult the furnished press release and financial supplement.

The 8-K filing directs investors to two primary sources: a press release dated January 31, 2005 (Exhibit 99.1) and the company's Fourth Quarter 2004 Financial Supplement (Exhibit 99.2), both of which are furnished as part of this report and available on the company's website.

According to the filing's disclaimer, the information and exhibits furnished in this Form 8-K (Items 2.02 and 9.01) are not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934, nor are they automatically incorporated by reference into other SEC filings, unless specifically stated otherwise in a future filing.