8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Oct 27, 2005)

Filed October 27, 2005For Securities:TRV

Summary

This 8-K filing from The St. Paul Travelers Companies, Inc., dated October 27, 2005, serves to inform investors about the company's financial performance for the third quarter ended September 30, 2005. The primary purpose of this report is to furnish the press release and a detailed financial supplement that announce the company's results of operations for the period. Investors should note that the information provided in the press release and financial supplement is furnished, not filed, with the SEC. This means it is not subject to the same liability provisions as formally filed documents. The key takeaway is that investors can access the company's latest financial results for Q3 2005 through the attached exhibits, allowing them to assess the company's performance and financial condition during that quarter.

Key Highlights

  • 1The St. Paul Travelers Companies, Inc. filed an 8-K on October 27, 2005.
  • 2The filing announces the company's results of operations for the third quarter ended September 30, 2005.
  • 3Key financial information is provided via a press release (Exhibit 99.1) and a third-quarter financial supplement (Exhibit 99.2).
  • 4Both the press release and financial supplement are furnished to the SEC, not formally filed, under Item 2.02.
  • 5The filing incorporates these exhibits by reference into Item 2.02 of the 8-K.
  • 6Information furnished under Item 2.02 is not deemed 'filed' for purposes of Section 18 of the Exchange Act, nor incorporated by reference into other filings unless expressly stated.

Frequently Asked Questions

The main purpose of this 8-K filing is to formally announce and provide access to the company's financial results for the third quarter of 2005. It includes a press release detailing these results and a more comprehensive financial supplement.

The specific financial results are detailed in the press release (Exhibit 99.1) and the third quarter 2005 financial supplement (Exhibit 99.2), which are furnished as part of this 8-K filing.

No, the information in the press release and financial supplement is furnished under Item 2.02, which means it is not considered 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934. This typically means it does not carry the same legal liabilities as formally filed documents.

Incorporation by reference means that the content of the furnished exhibits (the press release and financial supplement) is treated as if it were directly included within the body of the 8-K filing for the purposes described in Item 2.02. However, it's crucial to remember the distinction between 'furnished' and 'filed' for liability purposes.