8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Jan 27, 2009)

Filed January 27, 2009For Securities:TRV

Summary

Travelers Companies, Inc. (TRV) filed an 8-K on January 27, 2009, to report its fourth quarter and full-year 2008 financial results. The primary purpose of this filing was to announce the release of its earnings press release and a detailed financial supplement, both dated January 27, 2009. These documents, furnished as exhibits, provide investors with the company's operational and financial performance for the period ending December 31, 2008. While the 8-K itself does not contain detailed financial figures, it directs investors to the attached press release and financial supplement for comprehensive information. These exhibits are crucial for understanding TRV's performance in the context of the prevailing economic conditions of late 2008, which were marked by significant market volatility and financial sector stress. Investors should refer to these furnished documents for specific metrics on revenue, net income, loss, and any commentary on the company's financial condition and outlook.

Key Highlights

  • 1TRV filed an 8-K on January 27, 2009, to announce its Q4 and full-year 2008 financial results.
  • 2The filing serves as a notification of the release of the company's earnings press release and financial supplement.
  • 3Both the press release (Exhibit 99.1) and the financial supplement (Exhibit 99.2) are furnished as part of this report.
  • 4These exhibits are incorporated by reference, providing investors with access to detailed financial performance data.
  • 5The filing is important for understanding TRV's financial condition and results of operations for the period ending December 31, 2008.
  • 6Investors are directed to the furnished exhibits for specific financial details and commentary.
  • 7The report notes that the furnished information is not deemed 'filed' for Section 18 purposes but is incorporated by reference if specifically noted in other SEC filings.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce and provide access to The Travelers Companies, Inc.'s fourth quarter and full-year 2008 financial results through an accompanying press release and financial supplement, which are furnished as exhibits.

Detailed financial results for TRV for the fourth quarter of 2008 can be found in the press release (Exhibit 99.1) and the fourth quarter 2008 financial supplement (Exhibit 99.2) that are furnished with this 8-K filing.

No, this 8-K filing itself does not contain the detailed financial numbers. It serves as a notification and provides access to the press release and financial supplement (Exhibits 99.1 and 99.2), which contain the specific financial results and commentary.

The notation 'furnished and not filed' means that while the information is provided to the SEC and made public, it is generally not subject to the same legal liabilities as information that is formally 'filed' under Section 18 of the Securities Exchange Act of 1934. However, it will be incorporated by reference into other filings (like 10-K or 10-Q) if TRV explicitly states so, at which point it would be considered 'filed'.