8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Jan 26, 2010)

Filed January 26, 2010For Securities:TRV

Summary

This Form 8-K filing by The Travelers Companies, Inc. (TRV) on January 26, 2010, primarily announces the release of their financial results for the fourth quarter and full year ended December 31, 2009. The report itself does not contain the detailed financial figures but rather directs investors to accompanying press releases and a financial supplement, which are furnished as exhibits. These documents are expected to provide the specific operational and financial condition outcomes for the period. Investors should note that the information contained in this 8-K is furnished and not formally filed with the SEC under Section 18 of the Exchange Act, meaning it does not carry the same legal implications as a filed document regarding liability for misstatements. However, the furnished exhibits are crucial for understanding TRV's performance during the fourth quarter of 2009 and the company's overall financial standing at that time. Investors looking for performance metrics, earnings per share, and other key financial indicators will need to refer to Exhibits 99.1 and 99.2.

Key Highlights

  • 1Travelers Companies, Inc. announced its financial results for the quarter ended December 31, 2009.
  • 2The company issued a press release on January 26, 2010, detailing these results.
  • 3A Fourth Quarter 2009 Financial Supplement was also made available by the company.
  • 4Both the press release (Exhibit 99.1) and the financial supplement (Exhibit 99.2) are furnished with this 8-K filing.
  • 5These documents are incorporated by reference into Item 2.02 (Results of Operations and Financial Condition).
  • 6The information provided is furnished, not filed, for the purposes of Section 18 of the Securities Exchange Act of 1934.
  • 7Investors are directed to the furnished exhibits for specific financial and operational details for Q4 2009.

Frequently Asked Questions

The main purpose of this 8-K filing is to formally announce and provide access to Travelers Companies, Inc.'s financial results for the fourth quarter and full year ended December 31, 2009, through accompanying press releases and a financial supplement.

The actual financial results and detailed figures are contained within Exhibit 99.1 (Press Release) and Exhibit 99.2 (Fourth Quarter 2009 Financial Supplement), which are furnished with this 8-K filing. Investors should refer to these exhibits for specific performance data.

No, the press release and financial supplement are 'furnished' to the SEC as part of this 8-K filing. According to the filing, this information is not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934, which has implications for liability regarding the disclosed information.

When information is furnished rather than filed, it generally means the company is providing it to the public but is not subject to the same level of legal liability for misstatements or omissions under Section 18 of the Securities Exchange Act of 1934 as they would be for formally filed documents. However, the information is still crucial for understanding the company's performance.