8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Jan 25, 2011)

Filed January 25, 2011For Securities:TRV

Summary

The Travelers Companies, Inc. (TRV) filed an 8-K on January 25, 2011, to report its financial results for the fourth quarter ended December 31, 2010. This filing primarily serves to announce the release of their earnings press release and a detailed financial supplement. Investors should note that while these documents are furnished with the 8-K, they are not considered 'filed' for certain regulatory purposes, meaning they don't automatically become part of other SEC filings unless explicitly incorporated. The key takeaway for investors from this 8-K is not the specific financial performance figures themselves, which are detailed in the accompanying exhibits, but rather the communication of those results and the availability of supplementary financial data. Interested parties are directed to the furnished press release (Exhibit 99.1) and the fourth quarter financial supplement (Exhibit 99.2) for a comprehensive understanding of TRV's operational and financial condition as of and for the period ending December 31, 2010.

Key Highlights

  • 1TRV announced its fourth quarter and full-year 2010 results on January 25, 2011.
  • 2The 8-K filing includes a press release (Exhibit 99.1) detailing the company's operational and financial results.
  • 3A comprehensive Fourth Quarter 2010 Financial Supplement (Exhibit 99.2) is also made available.
  • 4The filing's primary purpose is to furnish these earnings-related documents.
  • 5Information provided is furnished and not deemed 'filed' under Section 18 of the Exchange Act or incorporated by reference into other filings unless expressly stated.
  • 6Investors are directed to the exhibits for specific financial performance details.

Frequently Asked Questions

The main purpose of this 8-K filing is to formally announce and provide access to Travelers Companies, Inc.'s earnings press release and a detailed financial supplement for the fourth quarter ended December 31, 2010. It signals the release of their latest financial performance data.

The actual financial results and detailed information are located in the exhibits furnished with this 8-K. Specifically, Exhibit 99.1 is the press release, and Exhibit 99.2 is the Fourth Quarter 2010 Financial Supplement. These documents contain the specifics of the company's performance.

No, the information and exhibits contained in this 8-K are furnished and not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934, nor are they automatically incorporated by reference into other SEC filings. They are provided for informational purposes.

While this 8-K doesn't detail the metrics, investors should review the furnished press release and financial supplement for key performance indicators relevant to an insurance company. This typically includes net income, revenue, premium written, loss ratios, expense ratios, combined ratios, book value per share, and any commentary on future outlook or significant business events.