8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Oct 18, 2012)

Filed October 18, 2012For Securities:TRV

Summary

This 8-K filing from The Travelers Companies, Inc. (TRV) on October 18, 2012, announces the company's results of operations for the third quarter ended September 30, 2012. The primary purpose of this filing is to furnish investors with the company's earnings press release and a detailed financial supplement, which are incorporated by reference. These documents provide crucial information regarding TRV's financial performance and condition during the reporting period. Investors should note that this report itself does not contain the detailed financial data but directs them to accompanying exhibits. The filings are furnished and not deemed 'filed' under the Securities Exchange Act of 1934, meaning they do not carry the same legal implications as a formally filed document. Nevertheless, the furnished materials are essential for understanding the company's operational and financial outcomes for the quarter.

Key Highlights

  • 1Announcement of third quarter 2012 results of operations.
  • 2Furnishing of the official earnings press release (Exhibit 99.1).
  • 3Furnishing of the third quarter 2012 financial supplement (Exhibit 99.2).
  • 4Information incorporated by reference into Item 2.02 of the 8-K.
  • 5Exhibits are furnished, not filed, meaning they are not deemed part of the official SEC filing for purposes of Section 18 liability.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce and provide access to The Travelers Companies, Inc.'s results of operations for the third quarter ended September 30, 2012, through accompanying press release and financial supplement exhibits.

The detailed financial results are available in the exhibits furnished with this 8-K filing: Exhibit 99.1 (Press Release) and Exhibit 99.2 (Third Quarter 2012 Financial Supplement). These are incorporated by reference into the report.

No, the press release and financial supplement are furnished as exhibits and are not considered 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934. This means they do not carry the same liability as formally filed documents, although they are still important for understanding the company's performance.

This 8-K filing itself does not contain the detailed financial statements or balance sheet information. Instead, it directs investors to the accompanying press release (Exhibit 99.1) and the financial supplement (Exhibit 99.2) which contain these details for the third quarter of 2012.