8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Jul 23, 2013)

Filed July 23, 2013For Securities:TRV

Summary

This Form 8-K filing by The Travelers Companies, Inc. (TRV) on July 23, 2013, primarily serves to announce the company's financial results for the second quarter ended June 30, 2013. The report indicates that the detailed press release and a financial supplement containing the operational results are being furnished as exhibits, rather than being formally filed with the SEC. This means the information, while publicly available through the filing, is not subject to the same liability under Section 18 of the Securities Exchange Act of 1934 as formally filed documents. Investors should note that this 8-K is a notification filing. The substantive financial details and performance metrics for TRV's second quarter of 2013 are contained within the furnished press release and financial supplement (Exhibits 99.1 and 99.2). Therefore, to understand the company's performance, investors must refer to these attached documents. Key performance indicators, earnings, revenue, and any significant operational updates would be found in those exhibits.

Key Highlights

  • 1The Travelers Companies, Inc. (TRV) filed an 8-K on July 23, 2013, to report its second quarter 2013 financial results.
  • 2The company issued a press release on July 23, 2013, detailing its Q2 2013 operational and financial performance.
  • 3A Second Quarter 2013 Financial Supplement was made available by the company.
  • 4Both the press release (Exhibit 99.1) and the financial supplement (Exhibit 99.2) are furnished as part of this filing.
  • 5Information furnished in this Form 8-K is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934.
  • 6Investors need to review Exhibits 99.1 and 99.2 for the actual Q2 2013 financial and operational data.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce and provide access to Travelers Companies, Inc.'s financial results for the second quarter ended June 30, 2013. It includes references to the press release and financial supplement where these results are detailed.

The actual financial results and operational details for the second quarter of 2013 are located in the furnished exhibits: Exhibit 99.1 (Press Release) and Exhibit 99.2 (Second Quarter 2013 Financial Supplement). These documents are referenced in Item 2.02 of the 8-K.

No, according to the filing, the information and exhibits furnished in this Form 8-K are not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. This means they are not subject to the same level of liability as formally filed documents.

When an exhibit is 'furnished,' it means the company is providing the information publicly but not formally submitting it for SEC liability purposes under certain sections of securities law (like Section 18). When an exhibit is 'filed,' it is subject to the full liabilities and disclosure requirements of the SEC.